5890 S Mason Creek Rd, Homosassa, FL, 34448
About This Home
Welcome to your dream coastal retreat in the heart of Homosassa! (2024 ROOF) This stunning stilt home is nestled in a highly sought after canal community just off the world famous Homosassa River. Situated on an oversized 0.66 acre corner lot, this meticulously maintained property showcases true pride of ownership and offers the perfect blend of relaxation, recreation, and rental potential with short term rentals allowed. As you arrive, you'll appreciate the dual access driveway with plenty of space for vehicles, boats, and toys, plus RV hookups for added convenience. Step inside and you are greeted by high vaulted ceilings and breathtaking open water views of the peaceful canal. The bright and inviting kitchen sits at the heart of the home, fully equipped and thoughtfully designed with upstairs laundry, so there's no need to go up and down the stairs. Both the master and guest bedrooms are very spacious and comfortable, ideal for family or guests. The large screened in back patio is the perfect place to enjoy morning coffee or unwind in the evening as you take in serene views of the canal. Downstairs, you'll find your very own tiki bar awaits, perfect for entertaining, relaxing, and embracing the Florida lifestyle. The lower level also offers covered parking and storage space, as well as additional hookups for your RV or boat. Whether you're seeking full time living, a vacation getaway, or a turnkey short term rental investment (Airbnb, VRBO, etc.), this home is ready for it all. Best of all, this property can come partially furnished, and golf cart and toys are negotiable, just bring your toothbrush and start enjoying life on the water. Enjoy the best of waterfront living with several convenient boat launches and ramps just minutes away, providing direct access to the scenic Homosassa River and tranquil Mason Creek. After a day on the water, take a short golf cart ride through this welcoming, golf cart-friendly community to some of the area's most beloved dining spots, including The Freezer, The Shed, and the Florida Cracker Monkey Bar—along with a variety of other charming local favorites offering fresh seafood, live music, and laid-back coastal vibes. Come on by and experience your slice of Florida charm with all the modern comforts you deserve. (2024 ROOF)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Microwave,Refrigerator
- Laundry features: In Unit
Bedroom2
- Area: 132.21
- Dimensions: 11.3x11.7
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Area: 96.39
- Dimensions: 11.9x8.1
Features
- Ceiling Fan(s),Open Floorplan
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Kitchen
- Area: 76.14
- Dimensions: 9.4x8.1
Living Room
- Area: 262.08
- Dimensions: 18.2x14.4
Master Bedroom
- Area: 160.74
- Dimensions: 14.1x11.4
Property
Details
- Parcel number: 17E19S310010006200011
- Zoning: Other
- Zoning description: Other
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Rear Porch,Screened
- Exterior features: Other
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
Lot
- Lot size: 0.66 Acres
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Covered,RV Access/Parking
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,895 | $22,740 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $369 | $4,428 |
| Electricity | $197 | $2,366 |
| Total | $2,667 | $32,004 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Price change | $374,900 |
| 2026-01-21 | Price change | $379,900 |
| 2025-12-26 | Price change | $389,999 |
| 2025-11-12 | Price change | $399,999 |
| 2025-10-15 | Listed for sale | $425,000 |
| 2021-01-27 | Sold | $225,000 |
| 2003-01-31 | Sold | $25,000 |
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