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1816 CREEKWOOD Lane, Fleming Island, FL, 32003

5beds
4baths
2,804sqft
$559,000
$199price/sqft
$4,369/moest. monthly cost
$174,760/yrincome needed

About This Home

**Breathtaking Water View & Preserve View ON PRIVATE CUL-DE-SAC** NEW HVAC , NEW ROOF effortless elegance in this beautifully renovated Eagle Harbor residence, where a bright open floorpan and abundant natural light create an exceptional lifestyle. Featuring a new paver driveway, this meticulously maintained home offers 4 bedrooms with a 5th spacious bonus MEDIA ROOM that can serve as a 5th bedroom. The kitchen showcases quartz countertops, abundant cabinetry, and flows seamlessly into the expansive living areas overlooking the pond and preserve. Enjoy peaceful evenings on the screened lanai with serene water views. The extended third garage bay offers space for a boat, workshop, golf cart, or extra storage. Residents enjoy Eagle Harbor's golf, tennis and pickleball courts, multiple community pools, a swim park, waterfront parks, miles of walking and biking trails, and access to beautiful Doctors Lake. Note the Backyard is a downward slope to the pond.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
Fleming Island High SchoolGrades PK,9-121.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Freezer,Ice Maker,Microwave,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Entrance Foyer,His and Hers Closets,Jack and Jill Bath,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total interior livable area: 2,804 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Kitchen,Central Living Area

Details

  • Parcel number: 01426400263
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,Sprinklers In Rear,Zero Lot Line

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$389$4,668
Property Taxes $872$10,464
Electricity $282$3,386
Total$4,369$52,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,794/yr
40% on housing$131,070/yr
45% on housing$116,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 32003$233
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32003$209
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$3,495
2026-08-18Price change$547,000
2026-07-22Listed for rent$3,995
2026-07-14Price change$559,000
2026-07-09Listing removed$3,995
2026-07-06Price change$577,000
2026-07-04Listed for rent$3,995
2026-06-20Price change$599,000
2026-06-09Listed for sale$647,000
2025-05-21Listing removed$547,000
2025-05-12Price change$547,000
2025-05-04Listing removed$3,995
2025-04-21Price change$3,995
2025-04-21Price change$567,000
2025-04-19Price change$3,199
2025-04-14Price change$589,000
2025-02-16Listed for rent$3,995
2025-02-13Listed for sale$599,000
2025-02-12Listing removed$599,000
2025-02-11Listed for sale$599,000
2024-11-15Listing removed$559,000
2024-09-27Price change$559,000
2024-09-19Price change$579,000
2024-08-07Listed for sale$599,000
2024-07-02Listing removed--
2018-09-28Sold$322,500
2005-06-21Sold$349,200
2004-07-19Sold$85,000

For Sale by Agent

AgentCHARIS WILDMAN
BrokerageEXP REALTY LLC

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