




1190 SUMMER SPRINGS Drive, Middleburg, FL, 32068
About This Home
Welcome to this beautifully maintained 4BR, 2BA nestled in the heart of Middleburg offering 1,919 square feet of thoughtfully designed living space, this home delivers the perfect balance of style, functionality, & tranquility. Step inside to discover a spacious & inviting floor plan ideal for both everyday living & entertaining. Three well-sized guest bedrooms all conveniently located near a shared full bathroom. The expansive owner's suite serves as a private retreat, complete with 2 generous walk-in closets & a beautifully appointed en-suite bathroom featuring a relaxing garden tub & a recently renovated walk-in shower. Unwind & take in peaceful pond views from the open patio--an ideal setting for morning coffee or evening relaxation. The fully fenced backyard offers privacy & plenty of space for pets, play, or outdoor gatherings. Perfectly situated near Ascension St. Vincent's Clay County, & a convenient commute to NAS Jacksonville & Cecil Field plus shopping, dining, & more.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave
- Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
- Flooring: Carpet
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,491
- Total interior livable area: 1,919 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 29042500806500288
- Zoning description: Single Family
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Other
- Fencing: Fenced,Vinyl
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 60 x 100
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $365 | $4,380 |
| Electricity | $197 | $2,366 |
| Total | $2,454 | $29,448 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $334,900 |
| 2026-03-27 | Listed for sale | $339,900 |
| 2011-08-31 | Sold | $93,951 |
| 2005-11-01 | Sold | $202,800 |
