4865 S Tromp Loop, Homosassa, FL, 34448
About This Home
SELLER OFFERING 3% CREDIT TOWARDS RATE BUYDOWN! Homosassa Tradewinds Waterfront Community with this beautiful 2023 year built 3/2/2 home that has had no flooding is a rare find!! This is a great opportunity to live in a waterfront gated community that has a boat ramp to launch your boat, new boardwalks, grounds maintenance, community pool and more. The home has luxury vinyl plank through out, granite tops in kitchen and baths, stainless steel appliances, white shaker style cabinets and a great open concept floor plan. The master has a walk in shower, dual sinks and very large walk in closet. The guest rooms are spacious as well. With the expansive screened lanai across the front you have a great place for morning coffee and is also great for entertaining. This gated community is right on the Homosassa River where you have several restaurants to travel to by boat, springs to swim with the manatees and within a few minutes you can be out in the gulf fishing. Tradewinds is also a golf cart community so it is very easy to get around and makes it fun as well. Come see what Old Homosassa is all about and enjoy all the amenities of this waterfront community including a boat launch and pool. You don't want to miss this amazing home with so many upgrades so call for your personal viewing today. Furniture is negotiable so this could be turn key if interested. Also this community has great rental opportunity. AGAIN, NO WATER IN THE HOUSE OR GARAGE DURING THE MOST RECENT HURRICANE HELENE!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Block
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: Condo
- Architectural style: Mediterranean,One Story
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Microwave Hood Fan,Microwave,Refrigerator,Water Heater,Washer
- Laundry features: Laundry - Living Area
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Eat-in Kitchen,High Ceilings,Primary Suite,Open Floorplan,Stone Counters,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wood Cabinets,Window Treatments,Second Floor Entry
- Window features: Blinds
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,091
- Total interior livable area: 1,362 sqft
Property
Details
- Parcel number: 3331044
- Zoning: CL
- Special condition: Standard,Listed As-Is
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Exterior features: Landscaping,Concrete Driveway
- Waterfront features: Boat Ramp/Lift Access,Gulf Access,Ocean Access,River Access,Canal Access,Water Access
- Frontage type: Canal,Waterfront
Lot
- Lot size: 1,742 sqft
- Features: Zero Lot Line
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $598 | $7,176 |
| Electricity | $197 | $2,366 |
| Total | $3,178 | $38,136 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-27 | Listed for sale | $425,000 |
| 2025-09-13 | Listing removed | $399,900 |
| 2025-09-02 | Price change | $399,900 |
| 2025-07-07 | Price change | $425,000 |
| 2025-06-03 | Listed for sale | $450,000 |
| 2025-06-02 | Listing removed | $3,200 |
| 2025-04-14 | Listed for rent | $3,200 |
| 2025-03-22 | Listing removed | $3,500 |
| 2025-01-11 | Listed for rent | $3,500 |
| 2023-01-11 | Sold | $385,000 |
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