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1978 SE 23rd Ter, Homestead, FL, 33035

2beds
3baths
1,431sqft
$280,000
$196price/sqft
$2,069/moest. monthly cost
$82,760/yrincome needed

About This Home

Towngate North in Homestead (33035) is a gated, Mediterranean-style townhome community featuring 2 bedrooms residence, often with 2.5 baths, 1-car garages, and private fenced patios. Located within the Keys Gate area, it offers resort-style amenities, including a clubhouse, pool, tot lot, and 24-hour security, with easy access to Florida's Turnpike.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

3/10
5/10
Homestead Middle SchoolGrades 6-83.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Other,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,649
  • Total interior livable area: 1,431 sqft

Property

Details

  • Parcel number: 1079210251040
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Open Porch,Patio
  • Exterior features: None,Other,Barbecue,Balcony
  • Has view: Yes
  • View description: Garden,Other,None

Parking

  • Parking features: 2 Or More Spaces,Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$268$3,216
Property Taxes $189$2,268
Electricity $197$2,366
Total$2,069$24,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,937/yr
40% on housing$62,070/yr
45% on housing$55,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 33035$167
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33035$275
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$280,000
2026-04-14Listing removed$319,900
2026-03-22Price change$319,900
2026-02-24Listed for sale$330,000
2021-07-14Sold$215,000
2015-02-06Listing removed$1,300
2015-01-08Listed for rent$1,300
2011-07-13Sold$64,000
2010-09-17Listing removed$69,000
2010-08-13Listed for sale$69,000
2006-05-18Sold$234,400

For Sale by Agent

AgentTootie Cross
BrokerageThe Keyes Company

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