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22464 SW 109th Psge, Miami, FL, 33170

4beds
3baths
1,774sqft
$675,000
$380price/sqft
$4,243/moest. monthly cost
$169,720/yrincome needed

About This Home

Brand-new 2026 construction in Cutler Bay, the Aura model, a masterfully designed 4BD/3BA residence. Featuring a bright, open layout that flows seamlessly into a gourmet kitchen built for entertaining, the home is complete with premium finishes and full impact windows and doors. This property sits on a 5,000+ SF lot with a private driveway and plenty of room to create your ideal outdoor space. Turnkey, move-in ready, and conveniently located just minutes from parks, great schools, and local shops. No HOA and easy to show!

Getting Around

56
WalkingSomewhat Walkable
37
TransitSome Transit
52
BikeBikeable

Schools

3/10
Goulds Elementary SchoolGrades PK-50.7 mi
5/10
Cutler Bay MiddleGrades 6-82.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Flat Tile
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern/Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Electric Range,Refrigerator,Oven,Washer
  • Laundry features: Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Door features: High Impact Doors
  • Window features: Complete Impact Glass,High Impact Windows,Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,774 sqft

Property

Details

  • Parcel number: 3060180280240
  • Zoning: 0102

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Exterior features: Room For Pool
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5,036 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$178$2,136
Property Taxes $455$5,460
Electricity $197$2,366
Total$4,243$50,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,474/yr
40% on housing$127,290/yr
45% on housing$113,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 33170$368
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33170$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$675,000
2020-09-30Listing removed$350,000
2020-04-05Listed for sale$350,000

New Construction

AgentDaniel Cuervo
BrokerageColdwell Banker Realty

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