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8900 SW 226th Ter, Cutler Bay, FL, 33190

4beds
3baths
1,712sqft
$530,000
$310price/sqft
$3,382/moest. monthly cost
$135,280/yrincome needed

About This Home

Experience the pinnacle of modern living in this stunning, fully reimagined 4-bedroom, 3-full-bathroom townhouse. No detail has been spared in this complete top-to-bottom renovation. Step inside to discover an expansive, Pristine & Fully Renovated home where Modern Luxury Meets Turn-Key Convenience. Brand-new, sleek tile flooring throughout, offering a seamless and durable aesthetic in every room. The heart of the home is the chef-inspired kitchen, boasting custom cabinetry, elegant countertops, and brand-new stainless steel appliances. With three full, designer-remodeled bathrooms and a versatile 4-bedroom layout, 1 Bedroom on the first floor, this home provides ample space for a home office, guests, or a growing family. From the fresh paint to the modern fixtures, everything is brand new and move-in ready. Don’t miss your chance to own a "New" home in an established, sought-after community.

Getting Around

3
WalkingCar-Dependent
19
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

5/10
Cutler Bay MiddleGrades 6-82.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Completely Renovated
  • Year built: 2006

Materials

  • Construction materials: Brick Veneer,CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,982
  • Total interior livable area: 1,712 sqft

Property

Details

  • Parcel number: 3660160161670
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: Garden

Lot

  • Features: East Of Us1

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$149$1,788
Property Taxes $357$4,284
Electricity $197$2,366
Total$3,382$40,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,954/yr
40% on housing$101,460/yr
45% on housing$90,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$217
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$580,000
2022-04-11Sold$375,000
2021-02-04Sold$240,100
2015-01-05Listing removed$1,700
2014-12-05Listed for rent$1,700
2006-08-04Sold$293,300

For Sale by Agent

AgentMelissa Anteola
BrokerageBP Global Realty, LLC

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