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1651 HAMMOCKS AVENUE, Lutz, FL, 33549

3beds
2baths
1,782sqft
$250,000
$140price/sqft
$1,996/moest. monthly cost
$79,840/yrincome needed

About This Home

Welcome home to 1651 Hammocks Avenue in the desirable Hammocks community of Lutz, where comfort, convenience, and Florida living come together beautifully. From the moment you arrive, you'll appreciate the inviting atmosphere of this beautifully maintained home, featuring a **private attached one-car garage** and a thoughtfully designed floor plan that offers the perfect blend of comfort, functionality, and effortless entertaining. The bright, open living areas flow seamlessly into the kitchen, creating the perfect gathering space for family and friends. Generously sized bedrooms provide privacy and comfort, while the owner's suite offers a relaxing retreat at the end of the day. Step outside to enjoy your own private outdoor living space—Step outside to your screened balcony, the perfect place to savor your morning coffee, unwind with an evening cocktail, or simply relax in the refreshing Florida breeze while taking in filtered views of Lake Bird through the trees and enjoying the sights and sounds of Florida's abundant native wildlife that calls this peaceful setting home. Residents of The Hammocks enjoy a welcoming community atmosphere with access to Lake Bird which has a community dock and boat ramp. The fitness center and swimming pool are a convenient luxury! Heron Cove is gated and offers beautiful, natural surroundings with easy access to everything that makes the Lutz area so desirable. Located just minutes from shopping, restaurants, medical facilities, parks, and major commuter routes including I-275 and I-75, you'll enjoy convenient access to downtown Tampa, Tampa International Airport, the University of South Florida, Moffitt Cancer Center, AdventHealth, and some of the area's top entertainment and recreation. Whether you're searching for your first home, a low-maintenance lifestyle, or a smart investment opportunity, 1651 Hammocks Avenue offers the perfect combination of location, lifestyle, and value. Schedule your private showing today and discover why so many buyers love calling The Hammocks home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Sunlake High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Features

  • High Ceilings,Living Room/Dining Room Combo,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,934
  • Total interior livable area: 1,782 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: First
  • Area: 252
  • Dimensions: 14x18

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 1926310280018018060
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Front Porch,Other,Patio,Rear Porch,Screened
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Trees/Woods,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront,Lake Privileges,Boat Ramp - Private,Fishing Pier
  • Waterbody name: LAKE BIRD

Lot

  • Lot size: 773 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Ground Level,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$210$2,520
Property Taxes $325$3,900
Electricity $197$2,366
Total$1,996$23,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,434/yr
40% on housing$59,880/yr
45% on housing$53,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 33549$192
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33549$262
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$250,000
2015-02-06Sold$104,119
2013-09-18Sold$62,700
2013-06-01Listed for sale$109,900
2013-03-26Listing removed$109,900
2013-03-08Listed for sale$109,900
2006-06-05Sold$259,421

For Sale by Agent

AgentDonna Williams- Suchocki
BrokerageKELLER WILLIAMS REALTY- PALM HARBOR

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