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650 S LOOP Parkway, Saint Augustine, FL, 32095

4beds
4baths
2,856sqft
$629,990
$221price/sqft
$4,866/moest. monthly cost
$194,640/yrincome needed

About This Home

Live the PALENCIA lifestyle! This spacious, 3 bedroom, 3 bath, 3-car garage, with SEPARATE 1-Bedroom GUEST SUITE ABOVE THE GARAGE, is a rare find. This end unit townhouse is loaded with style and livability. Well cared for and is move-in ready. Enjoy the open Living and Dining Rooms with 10 ft. ceilings and a beautifully appointed kitchen with Family Room. The kitchen is a chef's delight with a large gas cooktop, 42 inch cabinets with crown molding, gorgeous granite counters and upgraded appliances. There's even a convenient guest full bath on the main floor. Upstairs has an expansive Primary Bedroom with Full Bath and private balcony, 2 additional bedrooms and a full bath. The outdoor space has a Gas Fire Pit and paver courtyard. Top notch construction is evident from the tile roof and use of the highest quality materials inside and out. Palencia is a premier community with A-rated schools and world class amenities.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Roof: Tile

Type & Style

  • Home type: Townhouse
  • Architectural style: Patio Home,Spanish,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Butler Pantry,Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,Entrance Foyer,Guest Suite,His and Hers Closets,In-Law Floorplan,Jack and Jill Bath,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,856 sqft

Property

Details

  • Parcel number: 0720781130
  • Attached to another structure: Yes

Features

  • Levels: Multi/Split
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Patio,Porch,Wrap Around
  • Exterior features: Balcony,Courtyard,Fire Pit
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$325$3,900
Property Taxes $1,069$12,828
Electricity $287$3,449
Total$4,866$58,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,834/yr
40% on housing$145,980/yr
45% on housing$129,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$226
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$679,990
2026-01-01Listing removed$689,990
2025-09-17Price change$689,990
2025-04-30Price change$699,999
2025-01-01Listed for sale$720,000
2024-12-08Listing removed--
2024-10-04Listed for sale$720,000
2024-07-11Listing removed$689,000
2024-06-21Price change$689,000
2024-06-07Listed for sale$699,000
2024-05-21Listing removed--
2024-05-13Listed for sale$740,000
2017-11-02Sold$278,269
2017-09-08Pending sale$277,800
2017-08-26Price change$277,800
2017-08-10Price change$292,500
2017-07-27Price change$304,500
2017-07-15Listed for sale$312,400
2017-03-14Pending sale$312,400
2017-03-02Price change$312,400
2017-02-13Price change$318,000
2016-12-18Price change$349,000
2016-12-02Listed for sale$360,400
2005-12-12Sold$496,400

For Sale by Agent

AgentLAURA RANNEKLEV
BrokerageREMAX WELCOME HOME

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