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1504 Lynchburg Loop, The Villages, FL, 32162

3beds
2baths
1,550sqft
$349,900
$226price/sqft
$2,568/moest. monthly cost
$102,720/yrincome needed

About This Home

TURNKEY Custom Whispering Pine | Bond Paid | Prime Location Near Lake Sumter Landing Welcome to this beautifully maintained Custom Whispering Pine featuring a spacious, open floor plan designed for comfortable Florida living. The heart of the home is the huge open kitchen with abundant cabinetry, generous counter space, and seamless flow into the main living and dining areas—perfect for entertaining. This thoughtfully designed home offers 2 bedrooms plus a den, 2 bathrooms, and a 2-car garage, providing flexibility for guests, hobbies, or a home office. Enjoy outdoor living with an enclosed lanai and a charming front paver patio, ideal for relaxing mornings or evening gatherings. Major updates include a New Roof (2014) and New AC (2021) for peace of mind. The Bond is PAID, adding even more value. Located just a short golf cart ride to Lake Sumter Landing Town Square, you’ll love the convenience to shopping, dining, entertainment, and nightly live music. Offered turnkey (golf cart available separately for $8,000). This is Florida living at its best—don’t miss this exceptional opportunity!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 180
  • Dimensions: 20x9

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Family Room

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 1,550 sqft

Kitchen

  • Level: First
  • Area: 216
  • Dimensions: 18x12

Living Room

  • Level: First
  • Area: 266
  • Dimensions: 19x14

Primary Bathroom

  • Features: Shower No Tub
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: D25E226
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters

Lot

  • Lot size: 5,880 sqft
  • Features: In County,Near Public Transit
  • Lot size dimensions: 60 x 98

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Inland Flooding

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$179$2,148
Property Taxes $423$5,076
Electricity $197$2,366
Total$2,568$30,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,045/yr
40% on housing$77,040/yr
45% on housing$68,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 32162$184
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 32162$234
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$349,900
2026-04-23Price change$354,900
2026-02-23Price change$359,900
2026-02-11Listed for sale$369,900
2024-12-18Sold$380,000
2020-12-09Sold$289,900

For Sale by Agent

AgentMelissa Barnes
BrokerageERA GRIZZARD REAL ESTATE

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