876 Flint Rdg, Cold Spring, KY, 41076
About This Home
100 percent Financing Available Through USDA/Rural Housing! FHA & VA Approved Condo! This move-in-ready 3-bedroom condo in Cold Spring, KY offers the perfect combination of low-maintenance living, exceptional space, and a prime location. Featuring a private entry, hard-to-find attached 2-car garage with direct access and additional storage, and an open floor plan, this home lives much larger than most condominiums. Inside, you'll find soaring ceilings, ample natural light, maintenance-free laminate flooring, ceramic tile, updated lighting, ceiling fans, elegant curved archways, and shadow box trim, creating a bright and inviting atmosphere. The flexible layout includes three true bedrooms, with one easily serving as a home office or study for today's work-from-home lifestyle. The spacious kitchen features Corian countertops, stainless steel appliances, subway tile backsplash, and an adjoining breakfast room, while the formal dining room with French doors offers additional entertaining space. The inviting living room is anchored by a cozy fireplace, making it the perfect gathering place. The oversized owner's suite provides a private retreat with two walk-in closets, an additional linen closet, dual vanities, a soaking tub, and a separate shower. Relax outdoors on the covered deck overlooking wooded views, or enjoy the convenience of abundant guest parking. Community amenities include a short walk to the neighborhood pool, playgrounds, and multiple parks. Conveniently located just minutes from NKU, I-275, I-471, shopping, grocery stores, restaurants, and everyday conveniences, this home offers maintenance-free living, outstanding financing options, and an unbeatable location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2006
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Bedroom2
- Features: Ceiling Fan(s),Laminate Flooring
- Level: Second
- Area: 143
- Dimensions: 13 x 11
Bedroom3
- Features: Laminate Flooring
- Level: Second
- Area: 143
- Dimensions: 13 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Breakfast Room
- Features: Walk-Out Access
- Level: Second
- Area: 140
- Dimensions: 14 x 10
Dining Room
- Features: Chandelier,French Doors,Laminate Flooring
- Level: Second
- Area: 225
- Dimensions: 15 x 15
Entry
- Features: Entrance Foyer,Private Entry,See Remarks,Tile Flooring,Transom,Walk-Out Access
- Level: First
- Area: 35
- Dimensions: 7 x 5
Features
- Laminate Counters,Walk-In Closet(s),Stone Counters,Soaking Tub,Pantry,Open Floorplan,Eat-in Kitchen,Double Vanity,Crown Molding,Chandelier,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Recessed Lighting
- Door features: Multi Panel Doors
- Window features: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,987
- Total interior livable area: 1,987 sqft
Kitchen
- Features: Breakfast Bar,Crown Molding,Eat-in Kitchen,Pantry,Recessed Lighting,Wood Cabinets,Wood Flooring
- Level: Second
- Area: 130
- Dimensions: 13 x 10
Laundry
- Features: See Remarks
- Level: Second
- Area: 60
- Dimensions: 10 x 6
Living Room
- Features: Built-in Features,Ceiling Fan(s),Fireplace(s),Recessed Lighting,Laminate Flooring
- Level: Second
- Area: 336
- Dimensions: 24 x 14
Primary Bath
- Features: Ceramic Tile Flooring,Soaking Tub,Shower
- Level: Second
- Area: 99
- Dimensions: 11 x 9
Primary Bedroom
- Features: Bath Adjoins,Ceiling Fan(s),Laminate Flooring,Walk-In Closet(s)
- Level: Second
- Area: 234
- Dimensions: 18 x 13
Property
Details
- Parcel number: 9999936988.00
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
- Exterior features: Balcony
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: of record
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Off Street,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $229 | $2,748 |
| Electricity | $156 | $1,883 |
| Total | $2,045 | $24,540 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $299,900 |
| 2026-07-15 | Listed for sale | $299,900 |
| 2012-02-24 | Sold | $164,000 |
| 2005-12-27 | Sold | $192,855 |
View on Zillow