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1325 Elkhorn Lake Rd, Lake Orion, MI, 48362

5beds
3baths
4,231sqft
$840,000
$199price/sqft
$6,634/moest. monthly cost
$265,360/yrincome needed

About This Home

Why buy a cottage up North when you can have a vacation property for a home? This welcoming residence on over an acre sits at the northern end of a quiet 47-acre all-sports lake offering natural scenery, wildlife, fishing, water skiing, ice skating, and beautiful sunrises. The adjacent wooded shoreline can’t be developed, creating your own private National Park-like setting with beavers, deer, fox, and other wildlife as neighbors—all just minutes from the freeway and 10 minutes from CTC. The spacious attached garage provides convenient parking, while the heated detached 1,008 sq. ft. shop with a 10-foot ceiling is an auto enthusiast’s dream. A third 400 sq. ft. garage offers storage for bikes, tractors, or another vehicle. The spacious yard provides additional parking for guests, RVs, and boat trailers. A park with a sledding hill sits across the road, providing a natural buffer. The private subdivision offers miles of quiet dirt roads, while the Polly Ann Trail connects to the Clarkston Rd. boardwalk for a 3-mile loop around the lake.Unlike crowded lakes with too many boats and homes crammed onto small lots, this property offers peace, privacy, and room to enjoy the outdoors. Surrounding trees provide cooling shade and a spectacular treehouse-like view. Wake up in the spacious primary suite to the sun rising over the trees and lake. Fantastic year-round lakefront home featuring 118 feet of water frontage, 3,300 sq. ft., 5 bedrooms, 3 full baths, 2-car garage, stunning lake views, gas fireplaces in the living room and primary suite, and a finished walkout lower level. Enjoy 4 docks, a scenic trail, flowering trees, abundant wildlife, a dog run, and RV parking. Updates include 2 new glass sliding doors, roof (12 years), and annual septic pumping. An incredible opportunity for lakefront living—your family and friends will love visiting! BATVAI Ski boat and pontoon can be included.Excluded: Boulder in backyard

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
7/10
Oakview Middle SchoolGrades 6-84.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Basement,Block,Sump Pump
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free Standing Gas Range,Free Standing Refrigerator,Humidifier,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk Out Access

Bedroom

  • Level: Entry
  • Area: 126
  • Dimensions: 9 X 14

Bedroom

  • Level: Entry
  • Area: 99
  • Dimensions: 9 X 11

Bedroom

  • Level: Entry
  • Area: 88
  • Dimensions: 8 X 11

Bedroom

  • Level: Second
  • Area: 294
  • Dimensions: 21 X 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Entry
  • Area: 306
  • Dimensions: 18 X 17

Features

  • High Speed Internet,Programmable Thermostat
  • Fireplace features: Family Room,Gas,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 958
  • Finished area above ground: 3,273

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Radiant
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,231 sqft

Kitchen

  • Level: Entry
  • Area: 285
  • Dimensions: 15 X 19

Laundry

  • Level: Entry
  • Area: 49
  • Dimensions: 7 X 7

Living Room

  • Level: Entry
  • Area: 750
  • Dimensions: 30 X 25

Other

  • Level: Entry
  • Area: 45
  • Dimensions: 5 X 9

Other

  • Level: Entry
  • Area: 55
  • Dimensions: 11 X 5

Primary Bathroom

  • Level: Second
  • Area: 121
  • Dimensions: 11 X 11

Primary Bedroom

  • Level: Second
  • Area: 546
  • Dimensions: 21 X 26

Property

Details

  • Parcel number: 0910307019
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Chimney Caps,Lighting
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Dock Facilities,Lake Front,Waterfront
  • Waterbody name: Elkhorn Lake

Lot

  • Lot size: 1.14 Acres
  • Features: Corner Lot,Water View
  • Lot size dimensions: 118 x 509 x 100 x 463

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Electricityin Garage,Heated Garage,Garage Door Opener,Workshop In Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$408$4,896
Property Taxes $1,518$18,216
Electricity $461$5,537
Total$6,634$79,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,451/yr
40% on housing$199,020/yr
45% on housing$176,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 48362$283
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48362$209
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$830,000
2026-08-02Price change$840,000
2026-07-19Price change$850,000
2026-07-01Listed for sale$874,900

For Sale by Agent

AgentDawn M Hendrix
BrokerageColdwell Banker Professionals

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