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10785 Oxbow Lakeshore Dr, White Lake, MI, 48386

5beds
6baths
7,201sqft
$995,000
$138price/sqft
$7,309/moest. monthly cost
$292,360/yrincome needed

About This Home

LIVE THE “LAKE” LIFE EVERY DAY IN YOUR OWN HOME! Premium Lakefront lot on all sports Oxbow Lake with 1.117 Acre, 4,801 SqFt, Finished Walkout Lower Level ~ 2,400 SqFt! Home ready to be Filled with your Memories! Welcome to this Contemporary home which will capture your heart! Wake up to panoramic lake views, relax by the water's edge and enjoy sunsets that paint the sky over beautiful ‘Oxbow Lake’ while enjoying the Michigan seasons. Welcoming foyer opens into great room with fireplace creating a spacious & inviting feeling. 1st floor primary suite with fireplace and large primary full bath and lake view window. Kitchen connected to formal dining room and great room. All bedrooms are spacious! Finished walk-out basement with kitchen, bedroom, full bath, family/entertainment area which is perfect for entertaining or family fun. Prime Location, Situated in the desirable White Lake Township, you’ll enjoy the balance of tranquil lakefront living with convenient access to schools, shopping, dining, and recreational activities. This home gives you all of the must-haves for comfort & indulgent delights to fit any life style living. Truly once in a lifetime opportunity!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Oxbow Elementary SchoolGrades PK-50.4 mi
7/10
Lakeland High SchoolGrades 6-121.9 mi
7/10
White Lake Middle SchoolGrades 5-82.0 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Free Standing Refrigerator,Microwave,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Walk Out Access

Bedroom

  • Level: Second
  • Area: 234
  • Dimensions: 18 X 13

Bedroom

  • Level: Second
  • Area: 195
  • Dimensions: 13 X 15

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Bedroom

  • Level: Third
  • Area: 112
  • Dimensions: 14 X 8

Bedroom

  • Level: Basement
  • Area: 364
  • Dimensions: 26 X 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 522
  • Dimensions: 29 X 18

Dining Room

  • Level: Entry
  • Area: 208
  • Dimensions: 16 X 13

Dining Room

  • Level: Second
  • Area: 112
  • Dimensions: 14 X 8

Family Room

  • Level: Basement
  • Area: 437
  • Dimensions: 19 X 23

Features

  • Fireplace features: Family Room,Great Room
  • Fireplace: Yes
  • Finished area below ground: 2,400
  • Finished area above ground: 4,801

Flex Room

  • Level: Third
  • Area: 112
  • Dimensions: 14 X 8

Great Room

  • Level: Entry
  • Area: 575
  • Dimensions: 25 X 23

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 7,201 sqft

Kitchen

  • Level: Entry
  • Area: 255
  • Dimensions: 17 X 15

Kitchen

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Laundry

  • Level: Entry
  • Area: 88
  • Dimensions: 11 X 8

Library

  • Level: Entry
  • Area: 154
  • Dimensions: 14 X 11

Other

  • Level: Second
  • Area: 60
  • Dimensions: 10 X 6

Other

  • Level: Second
  • Area: 105
  • Dimensions: 15 X 7

Other

  • Level: Basement
  • Area: 50
  • Dimensions: 10 X 5

Other

  • Level: Basement
  • Area: 36
  • Dimensions: 9 X 4

Other

  • Level: Entry
  • Area: 24
  • Dimensions: 4 X 6

Primary Bathroom

  • Level: Entry
  • Area: 255
  • Dimensions: 15 X 17

Primary Bedroom

  • Level: Entry
  • Area: 399
  • Dimensions: 21 X 19

Property

Details

  • Parcel number: 1222402012
  • Special condition: Short Sale No,Standard

Features

  • Levels: Three
  • Stories: 3
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Dock Facilities,Lake Front,Waterfront
  • Waterbody name: Oxbow

Lot

  • Lot size: 1.12 Acres
  • Lot size dimensions: 110 x 452 x 99.84 x 485

Parking

  • Total spaces: 4
  • Parking features: Four Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$457$5,484
Property Taxes $1,036$12,432
Electricity $785$9,425
Total$7,309$87,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,594/yr
40% on housing$219,270/yr
45% on housing$194,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 48386$203
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48386$201
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$995,000
2019-12-04Sold$562,500
2019-09-03Price change$599,900
2019-08-02Price change$669,000
2019-07-09Price change$714,900
2019-06-05Listed for sale$769,900
2018-04-20Sold$710,000
2018-03-31Pending sale$750,000
2017-09-01Price change$750,000
2017-07-22Pending sale$795,000
2017-07-16Price change$795,000
2017-06-08Listed for sale$895,000
2017-04-25Listing removed$945,000
2016-12-20Listed for sale$945,000
2016-03-23Listing removed$1,100,000
2015-07-09Listed for sale$1,100,000

For Sale by Agent

AgentPam Hicks
BrokerageReal Estate One-Northville

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