




1298 S Cass Lake Rd, Waterford, MI, 48328
About This Home
A rare chance to own on Cass Lake with canal frontage, dock, and grandfathered-in boathouse—just in time for summer. This beautifully updated 3-bedroom, 2-bath ranch offers 100 feet of canal frontage and immediate access to the water. Inside, the primary suite features a renovated en suite bath with a Euro-style shower and heated floors. Both bathrooms have been fully updated with modern, clean finishes. The fully fenced backyard provides space for entertaining, relaxing, or enjoying peaceful lake views. Boating and water-sport enthusiasts will love the large dock and rare grandfathered-in boathouse—perfect for a jet ski or additional watercraft storage. Major updates include a newer roof (2017), furnace and A/C (2018), hot water heater (2022), and newer washer and dryer. Immediate occupancy available. A move-in-ready opportunity to enjoy lake living just in time for the season.
Getting Around
Schools
Construction
Condition
- Year built: 1953
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2007
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built In Gas Range,Dishwasher,Dryer,Free Standing Refrigerator,Microwave,Washer
Bedroom
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Bedroom
- Level: Entry
- Area: 72
- Dimensions: 8 X 9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,240
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,240 sqft
Other
- Level: Entry
- Area: 56
- Dimensions: 8 X 7
Primary Bathroom
- Level: Entry
- Area: 35
- Dimensions: 7 X 5
Primary Bedroom
- Level: Entry
- Area: 132
- Dimensions: 11 X 12
Property
Details
- Parcel number: 1335455032
- Special condition: Short Sale No,Standard
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevelwSteps
- Pool features: None
- Fencing: Back Yard,Fenced
- On waterfront: Yes
- Waterfront features: All Sports Lake,Canal Access,Canal Front,Dock Facilities,Lake Front,Waterfront
- Waterbody name: Cass Lake
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 40.6 x 89
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Attached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oakland County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $319 | $3,828 |
| Property Taxes | $880 | $10,560 |
| Electricity | $188 | $2,259 |
| Total | $3,788 | $45,456 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-16 | Price change | $499,000 |
| 2026-01-31 | Listed for sale | $530,000 |
| 2026-01-22 | Listing removed | -- |
| 2026-01-07 | Listed for sale | $515,000 |
| 2024-11-15 | Sold | $455,000 |
| 2024-10-14 | Pending sale | $445,000 |
| 2024-10-03 | Listed for sale | $445,000 |
| 2024-06-10 | Sold | $370,000 |
| 2024-05-12 | Pending sale | $355,000 |
| 2024-05-09 | Listed for sale | $355,000 |
| 2018-08-02 | Sold | $236,000 |
| 2018-06-19 | Pending sale | $240,000 |
| 2018-05-24 | Listed for sale | $240,000 |
| 2007-09-05 | Sold | $154,500 |
| 2006-10-24 | Sold | $162,161 |
| 2006-05-08 | Sold | $155,000 |
