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1210 W Oakley Park Rd, Commerce Township, MI, 48390

4beds
4baths
3,638sqft
$1,299,900
$357price/sqft
$10,209/moest. monthly cost
$408,360/yrincome needed

About This Home

PRICE IMPROVEMENT! ENJOY your 3,638 square feet of living space. Rare opportunity to own a newer-built lakefront home with a first floor primary suite on highly desirable all-sports Commerce Lake! Built in 2020 and situated on an oversized lot, this stunning home offers soaring ceilings, Anderson windows through out, abundant recessed lighting, fresh paint, and an open-concept floor plan designed for both everyday living and entertaining. The gourmet kitchen with a large island flows seamlessly into the vaulted great room, creating the perfect gathering space with unbeatable lake views. Whether hosting family and friends or enjoying a quiet evening at home, the waterfront backdrop is second to none. The first-floor primary suite features a full bath, generous closet space, and direct access to the maintenance-free Trex deck for a true vacation-at-home feel. A versatile flex room with a full bath offers endless possibilities for a home guest suite, recreation room or additional living space. The walkout lower level includes two additional bedrooms, a full bath, and direct access to the backyard and lake. Storage and closets are abundant throughout, including multiple walk in closets. Don't miss the garage it is a handyman's dream with built-in cabinetry, workbench, and a partially finished loft offering storage and extra space for hobbies or projects. Additional features include a reverse osmosis system, covered porch overlooking the lake, and modern finishes throughout. Rarely does a home with this combination of a semi private large lot, newer construction, abundant storage, and spectacular lakefront views become available on Commerce Lake.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk Out Access

Bedroom

  • Level: Entry
  • Area: 108
  • Dimensions: 12 X 9

Bedroom

  • Level: Lower
  • Area: 143
  • Dimensions: 13 X 11

Bedroom

  • Level: Lower
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 182
  • Dimensions: 13 X 14

Features

  • High Speed Internet
  • Finished area below ground: 1,066
  • Finished area above ground: 2,572

Flex Room

  • Level: Second
  • Area: 460
  • Dimensions: 23 X 20

Great Room

  • Level: Entry
  • Area: 336
  • Dimensions: 14 X 24

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 3,638 sqft

Kitchen

  • Level: Entry
  • Area: 264
  • Dimensions: 11 X 24

Laundry

  • Level: Entry
  • Area: 48
  • Dimensions: 6 X 8

Library

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Mud Room

  • Level: Entry
  • Area: 36
  • Dimensions: 6 X 6

Other

  • Level: Lower

Other

  • Level: Second
  • Area: 70
  • Dimensions: 10 X 7

Other

  • Level: Entry
  • Area: 36
  • Dimensions: 6 X 6

Primary Bathroom

  • Level: Entry
  • Area: 192
  • Dimensions: 12 X 16

Primary Bedroom

  • Level: Entry
  • Area: 195
  • Dimensions: 13 X 15

Property

Details

  • Parcel number: 1715353036
  • Special condition: Short Sale No,Standard

Features

  • Levels: One And One Half
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Deck
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Direct Water Frontage,Dock Facilities,Lake Front,Seawall
  • Waterbody name: Commerce Lake

Lot

  • Lot size: 0.82 Acres
  • Lot size dimensions: 100 x 375

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached,Circular Driveway,Direct Access,Driveway,Electricityin Garage,Garage Faces Front,Garage Door Opener,Oversized,Workshop In Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$582$6,984
Property Taxes $2,658$31,896
Electricity $396$4,761
Total$10,209$122,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$350,022/yr
40% on housing$306,270/yr
45% on housing$272,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 48390$179
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48390$174
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$1,299,900
2026-06-26Listed for sale$1,399,900
2024-06-26Sold$1,115,000
2016-07-13Sold$300,000

For Sale by Agent

AgentSandra Brincat
BrokerageGolden Key Realty

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