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4740 Dow Ridge Rd, Orchard Lake, MI, 48324

5beds
9baths
17,150sqft
$9,990,000
$583price/sqft
$67,367/moest. monthly cost
$2,694,680/yrincome needed

About This Home

Once-in-a-lifetime opportunity to own a spectacular lakefront estate set on more than eight acres of beautifully landscaped property, of which over 3 acres are waterfront, with over 400 feet of sandy beach lakefront. This extraordinary residence, designed by world-renowned architect Gino Rossetti, offers privacy, luxury, and craftsmanship that must be experienced in person to be fully appreciated. The estate includes two additional parcels of land, both offering water privileges on Orchard Lake, adding even more value and potential. The adjacent lots are currently being utilized as green space for raised gardens, archery stations, camping sites, a tennis/pickleball court, and a raised fort...a true summer camp experience. Enhancing the waterfront lifestyle, the estate features a private dock and a lap pool, and includes four jet skis along with a wake-surfing boat, offering a turnkey recreational experience on the water. Professionally designed and decorated throughout, the home showcases exceptional quality, imported materials, and solid construction. The main level features a first-floor primary suite complete with expansive custom closets. Captivating architectural elements set this home apart, including a breathtaking conservatory with a striking water wall feature, a full-length fireguard wall safe, and a private underground tunnel that connects to the lower level. Convenience is enhanced with an elevator that services all levels of the home. The property is equipped with commercial-grade furnaces (both gas forced air and radiant heat) and mechanical systems to ensure efficiency and comfort. A Cummins whole-house generator provides added peace of mind. This remarkable estate is a rare offering that combines luxury and one-of-a-kind features in an unparalleled lakefront setting. 4785 Dow Ridge Road / Tax Parcel ID 1810102001 and 4845 Dow Ridge Road / Tax Parcel ID 1810102002 are included in this sale.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
6/10
Abbott Middle SchoolGrades 6-81.5 mi
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement,Poured
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Electric Oven,Built In Gas Range,Built In Refrigerator,Bar Fridge,Dishwasher,Disposal,Dryer,Gas Cooktop,Ice Maker,Microwave,Other,Range Hood,Stainless Steel Appliances,Washer,Warming Drawer,Wine Refrigerator

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk Out Access

Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 20 X 12

Bedroom

  • Level: Second
  • Area: 208
  • Dimensions: 16 X 13

Bedroom

  • Level: Second
  • Area: 252
  • Dimensions: 18 X 14

Bedroom

  • Level: Second
  • Area: 285
  • Dimensions: 19 X 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 9
  • Full bathrooms: 6
  • 1/2 bathrooms: 3

Dining Room

  • Level: Entry
  • Area: 324
  • Dimensions: 18 X 18

Family Room

  • Level: Entry
  • Area: 468
  • Dimensions: 26 X 18

Features

  • Fireplace features: Family Room,Great Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 6,000
  • Finished area above ground: 11,150

Flex Room

  • Level: Second
  • Area: 288
  • Dimensions: 18 X 16

Game Room

  • Level: Basement
  • Area: 1496
  • Dimensions: 44 X 34

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Natural Gas,Radiant
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 17,150 sqft

Kitchen

  • Level: Entry
  • Area: 380
  • Dimensions: 20 X 19

Laundry

  • Level: Second
  • Area: 342
  • Dimensions: 19 X 18

Laundry

  • Level: Basement
  • Area: 154
  • Dimensions: 14 X 11

Laundry

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Library

  • Level: Second
  • Area: 210
  • Dimensions: 15 X 14

Living Room

  • Level: Entry
  • Area: 437
  • Dimensions: 23 X 19

Media Room

  • Level: Basement
  • Area: 391
  • Dimensions: 23 X 17

Mud Room

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Other

  • Level: Second
  • Area: 72
  • Dimensions: 9 X 8

Other

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Other

  • Level: Second
  • Area: 70
  • Dimensions: 10 X 7

Other

  • Level: Second
  • Area: 70
  • Dimensions: 10 X 7

Other

  • Level: Basement
  • Area: 77
  • Dimensions: 11 X 7

Other

  • Level: Entry
  • Area: 42
  • Dimensions: 7 X 6

Other

  • Level: Basement
  • Area: 49
  • Dimensions: 7 X 7

Other

  • Level: Entry
  • Area: 42
  • Dimensions: 7 X 6

Other

  • Level: Entry
  • Area: 640
  • Dimensions: 40 X 16

Other

  • Level: Second
  • Area: 169
  • Dimensions: 13 X 13

Other

  • Level: Basement
  • Area: 460
  • Dimensions: 23 X 20

Other

  • Level: Basement
  • Area: 216
  • Dimensions: 18 X 12

Other

  • Level: Basement
  • Area: 96
  • Dimensions: 12 X 8

Other

  • Level: Basement
  • Area: 120
  • Dimensions: 12 X 10

Other

  • Level: Basement
  • Area: 234
  • Dimensions: 18 X 13

Primary Bathroom

  • Level: Entry
  • Area: 1290
  • Dimensions: 43 X 30

Primary Bedroom

  • Level: Entry
  • Area: 210
  • Dimensions: 15 X 14

Sitting Room

  • Level: Entry
  • Area: 204
  • Dimensions: 17 X 12

Property

Details

  • Parcel number: 1810101047
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Covered,Terrace
  • Exterior features: Tennis Courts
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Beach Front,Boat Facilities,Direct Water Frontage,Dock Facilities,Lake Front,Lake Privileges,Navigable Water,Private Water Frontage,Waterfront
  • Waterbody name: Cass Lake

Lot

  • Lot size: 8.01 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 4
  • Parking features: Four Car Garage,Attached,Side Entrance
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $50,514$606,168
Home Insurance *$4,577$54,924
Property Taxes $10,406$124,872
Electricity $1,870$22,447
Total$67,367$808,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,309,725/yr
40% on housing$2,021,010/yr
45% on housing$1,796,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 48324$255
Oakland County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 48324$195
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$12,900,000
2026-05-13Listing removed$12,900,000
2026-03-19Listed for sale$12,900,000

For Sale by Agent

AgentKatherine E Broock
BrokerageMax Broock, REALTORS®-Birmingham

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