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4875 Old Orchard Trl, Orchard Lake, MI, 48324

5beds
7baths
8,133sqft
$4,299,000
$529price/sqft
$29,073/moest. monthly cost
$1,162,920/yrincome needed

About This Home

Absolutely stunning waterfront home on Upper Straits Lake offering 137 feet of frontage, a sandy beach, hard sand lake bottom, and an expansive lawn stretching to the water's edge, creating an unforgettable setting. Lovingly maintained and beautifully updated, this exceptional property blends the timeless character of a classic lake home with the comfort and convenience of modern living. Boasting spectacular lake views from nearly every principal living space, this home is the perfect setting for lakeside living. The beautifully renovated kitchen (2022) features custom cabinetry, high-end appliances, and a striking two-sided fireplace shared with the living room. Step onto the Trex deck (2020) to enjoy breathtaking lake and backyard views, with stairs leading to the patio and waterfront below. Rich architectural details, including soaring ceilings, cove moldings, and multiple fireplaces, enhance the home's character. Relax in the spacious library with its own fireplace and private access to a charming three-season room. The main-level primary suite offers beautiful water views and exceptional convenience. Take one of two staircases to the second floor, where a dedicated area has been plumbed for separate living quarters, if desired. The finished walkout lower level offers expansive living space with direct access to the lake. Outside, the level lawn is perfect for entertaining and lakeside fun. Enjoy southwest exposure, spectacular sunsets, boating, swimming, the popular sandbar, and nearby hiking and biking trails. Orchard Lake Country Club is just a golf cart ride away. Recent updates include roof, Gutter Guard, upstairs bath (2026), mudroom (2022), 3 furnaces, 2 A/Cs (2021), and 2 water heaters (2024). See feature sheet for additional details.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Scotch Elementary SchoolGrades PK-51.0 mi
6/10
Abbott Middle SchoolGrades 6-82.1 mi
7/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Basement,Poured
  • Construction materials: Other

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Free Standing Refrigerator,Stainless Steel Appliances,Wine Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 20 X 12

Bedroom

  • Level: Second
  • Area: 576
  • Dimensions: 32 X 18

Bedroom

  • Level: Second
  • Area: 169
  • Dimensions: 13 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 252
  • Dimensions: 18 X 14

Family Room

  • Level: Basement
  • Area: 256
  • Dimensions: 16 X 16

Features

  • Fireplace features: Dining Room,Family Room,Kitchen,Library,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 2,700
  • Finished area above ground: 5,433

Flex Room

  • Level: Basement
  • Area: 450
  • Dimensions: 30 X 15

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 8,133 sqft

Kitchen

  • Level: Entry
  • Area: 224
  • Dimensions: 16 X 14

Laundry

  • Level: Second
  • Area: 66
  • Dimensions: 11 X 6

Library

  • Level: Entry
  • Area: 351
  • Dimensions: 27 X 13

Living Room

  • Level: Entry
  • Area: 304
  • Dimensions: 19 X 16

Loft

  • Level: Second
  • Area: 180
  • Dimensions: 18 X 10

Mud Room

  • Level: Entry
  • Area: 54
  • Dimensions: 9 X 6

Other

  • Level: Entry
  • Area: 154
  • Dimensions: 14 X 11

Other

  • Level: Second
  • Area: 120
  • Dimensions: 15 X 8

Other

  • Level: Second
  • Area: 60
  • Dimensions: 12 X 5

Other

  • Level: Second
  • Area: 66
  • Dimensions: 11 X 6

Other

  • Level: Basement
  • Area: 78
  • Dimensions: 13 X 6

Other

  • Level: Entry
  • Area: 30
  • Dimensions: 6 X 5

Other

  • Level: Entry
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Entry
  • Area: 108
  • Dimensions: 12 X 9

Other

  • Level: Basement
  • Area: 300
  • Dimensions: 25 X 12

Other

  • Level: Basement
  • Area: 162
  • Dimensions: 18 X 9

Other

  • Level: Basement
  • Area: 144
  • Dimensions: 12 X 12

Other

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Primary Bedroom

  • Level: Entry
  • Area: 272
  • Dimensions: 17 X 16

Property

Details

  • Parcel number: 1816276037
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Direct Water Frontage,Dock Facilities,Lake Front,Lake Privileges,Navigable Water,Private Water Frontage,Waterfront
  • Waterbody name: Upper Straits Lake

Lot

  • Lot size: 1.08 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 4
  • Parking features: Four Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,738$260,856
Home Insurance *$1,970$23,640
Property Taxes $4,478$53,736
Electricity $887$10,645
Total$29,073$348,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$996,788/yr
40% on housing$872,190/yr
45% on housing$775,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 48324$257
Oakland County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 48324$195
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$4,299,000
2026-07-10Listing removed$4,500,000
2026-06-26Listed for sale$4,500,000

For Sale by Agent

AgentKatherine E Broock
BrokerageMax Broock, REALTORS®-Birmingham

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