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125 Trapelo Rd APT 21, Belmont, MA, 02478

1beds
1baths
510sqft
$395,000
$775price/sqft
$2,799/moest. monthly cost
$111,960/yrincome needed

About This Home

Rented, presently offered as an investment property only (11 1/2 -months lease, $1,995/month, yearly income $22,942, lease expires 10/30/2026) this 510 sq. ft. 4th-floor 1-BR, 1-bath unit offers new laminate flooring, an open space concept kitchen/living area opening to a balcony, three in-unit closets with ample storage, and an additional storage unit in the basement is deeded to the condo. Laundry on the first floor by the elevator pay-by-card (no coins), no in-unit washer/dryer per HOA Rules. Small pets allowed. Bus stop in front of the building to Waverly Sq. & commuter train, across the street in the opposite direction to Harvard Sq. NO DEEDED PARKING SPACE but parking spaces available for rent in the Cushing Village buildings and the gas stations on Common St. Please see "Firm Remarks" section for details on forms that MUST be included in any offer after the NEW MA INSPECTION LAW went into effect on October 15, 2025 and for showings instructions.

Getting Around

84
WalkingVery Walkable
38
TransitSome Transit
69
BikeBikeable

Schools

10/10
Belmont High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator,Freezer
  • Laundry features: Common Area,In Building

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 510

Heating & Cooling

  • Heating features: Hot Water,Oil,Fan Coil
  • Cooling features: Wall Unit(s),Fan Coil

Interior Area

  • Total structure area: 510
  • Total interior livable area: 510 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: 4651449
  • Attached to another structure: Yes
  • Zoning: LB1
  • Other equipment: Intercom

Features

  • Exterior features: Balcony

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$71$852
Property Taxes $377$4,524
Electricity $354$4,259
Total$2,799$33,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,965/yr
40% on housing$83,970/yr
45% on housing$74,640/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$775This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$550
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listing removed$2,195
2026-03-18Listed for rent$2,195
2026-01-30Listing removed$2,195
2026-01-29Listed for rent$2,195
2025-12-15Listing removed$1,995
2025-11-11Listed for rent$1,995
2025-11-11Listing removed$1,900
2025-11-04Price change$1,900
2025-10-11Price change$1,995
2025-09-04Listed for sale$395,000
2025-08-11Price change$2,095
2025-08-07Listing removed$399,999
2025-08-06Listed for rent$2,195
2024-08-29Listing removed$2,295
2024-08-12Listed for sale$399,999
2024-08-11Listed for rent$2,295
2024-07-29Listing removed$475,000
2024-02-03Listed for sale$475,000
2024-01-16Listing removed$475,000
2023-05-18Listed for sale$475,000
2022-06-03Listing removed--
2021-08-25Listing removed$395,000
2021-03-04Listed for sale$395,000
2020-12-23Listing removed$285,000
2020-12-16Sold$265,000
2020-12-09Listing removed$1,450

For Sale by Agent

AgentAdriana Poole
BrokerageColdwell Banker Realty - Belmont

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