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4950 Central St APT 805, Kansas City, MO, 64112

3beds
4baths
2,596sqft
$1,100,000
$424price/sqft
$7,743/moest. monthly cost
$309,720/yrincome needed

About This Home

Kirkwood living at its finest--this wonderful 3-bedroom unit on the 8th floor features balconies with views to the west, south and east. It's a spacious unit with lots of sunny windows and neutral finishes. Enter the unit into the large living room/dining room area. Tucked just outside the kitchen is a sitting area perfect for watching TV or reading your favorite book. The kitchen opens to the eat-in dining area that has floor to ceiling windows with a nice view to the west and of the Plaza. The primary suite features a large bathroom as well as two walk-in closets. The second bedroom is quite large as well. Don't miss this unique opportunity to live in one of Kansas City's premiere condo developments.

Getting Around

73
WalkingVery Walkable
52
TransitGood Transit
36
BikeSomewhat Bikeable

Schools

8/10
Hale Cook ElementaryGrades PK-62.9 mi
2/10
Central Middle SchoolGrades 7-83.4 mi
1/10
SOUTHEAST High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Other
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Concrete,Garage Entrance,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,596

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 2,596
  • Total interior livable area: 2,596 sqft

Property

Details

  • Parcel number: 30530182500008001
  • Exclusions: See Disclosure

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Balcony

Lot

  • Lot size: 2,574 sqft

Parking

  • Total spaces: 2
  • Parking features: Basement,Covered,Electric Vehicle Charging Station(s),Secured
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$948$11,376
Property Taxes $1,035$12,420
Electricity $198$2,378
Total$7,743$92,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,474/yr
40% on housing$232,290/yr
45% on housing$206,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 64112$289
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64112$246
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$1,100,000
2026-06-30Listing removed$1,100,000
2026-03-05Price change$1,100,000
2025-12-11Listed for sale$1,200,000
2005-12-21Sold--

For Sale by Agent

AgentLocate Team
BrokerageCompass Realty Group

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