186 Main Street, Cohoes, NY, 12047
About This Home
Completely renovated two-family property in the Cohoes City School District offering exceptional space, flexibility, and modern finishes throughout. Each unit features three spacious bedrooms and two full bathrooms, including dual primary suites--one with a traditional layout and a second private suite with its own full bath, ideal for extended living or added rental appeal. Both units have been updated from top to bottom over the past several years, showcasing tiled bathrooms, updated kitchens with stainless steel appliances, and quality finishes throughout. One unit offers quartz countertops while the other features granite, providing a high-end feel in each space. Additional highlights include forced hot air heating, central air conditioning, and enclosed back porches with laundry for added convenience. This is a true turnkey opportunity--perfect for owner-occupants or investors alike. Nothing to do but move in and start generating income.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Roof: Rubber
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Laundry Room,Main Level,Upper Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceramic Tile Bath
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 2,300
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,300
- Total interior livable area: 2,300 sqft
Property
Details
- Parcel number: 010300 10.83210.2
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
- Fencing: Back Yard,Chain Link,Partial
Lot
- Lot size: 2,178 sqft
- Features: Level,Cleared
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $424 | $5,088 |
| Electricity | $380 | $4,561 |
| Total | $2,431 | $29,172 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $299,900 |
| 2016-06-02 | Sold | $11,000 |
| 2016-05-06 | Pending sale | $15,000 |
| 2016-05-02 | Price change | $15,000 |
| 2016-04-02 | Price change | $19,000 |
| 2016-03-02 | Price change | $24,000 |
| 2016-02-08 | Price change | $29,000 |
| 2016-01-06 | Price change | $37,000 |
| 2016-01-04 | Price change | $39,000 |
| 2015-12-02 | Price change | $45,000 |
| 2015-10-22 | Listed for sale | $49,500 |
| 2015-09-18 | Sold | $199,500 |
| 2009-10-02 | Listing removed | $115,000 |
| 2009-01-13 | Listed for sale | $115,000 |
| 2007-11-13 | Sold | $129,000 |
| 2006-11-08 | Sold | $64,000 |
| 2005-06-24 | Sold | $55,250 |
View on Zillow