38306 Windward Clfs, Clayton, NY, 13624
About This Home
Experience the beauty of river living in this exceptional custom-built home situated on 2.6 acres of manicured grounds, complete with mature trees and serene water views & sunsets. Designed for both relaxation & entertaining, this property offers a combination of elegance, privacy and functionality. The home features 5 bedrooms, 2 baths, first floor master suite, hardwood floors, vaulted ceilings, custom cabinetry, open floor plan, and Marvin windows that bring in natural light & frame breathtaking views of the river. Enjoy the quiet mornings & gorgeous sunsets from the screened-in porch or one of the stone patios, perfect for ship viewing & entertaining. Additional highlights include a 2-stall garage with living quarters above it. And for you boaters you will love the incredible boathouse (37x44) with 2 electric boat hoists, deep water dockage for larger boats. This is truly a rare opportunity to own one of the finest homes in the 1000 Islands, located only 3 miles to the village of Clayton. Call now for details & private showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2003
Materials
- Foundation: Block
- Roof: Architectural,Shingle
- Construction materials: Cedar,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Built-In Refrigerator,Dryer,Dishwasher,Gas Cooktop,Microwave,Propane Water Heater,Washer,Water Purifier Rented,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,Home Office,Kitchen Island,Kitchen/Family Room Combo,Living/Dining Room,Natural Woodwork,Bath in Primary Bedroom,Main Level Primary,Workshop
- Flooring: Carpet,Hardwood,Tile,Varies
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 2,652
- Total interior livable area: 2,652 sqft
Property
Details
- Parcel number: 2232890190190001004120
- Special condition: Standard
- Other equipment: Generator
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Open,Patio,Porch,Screened
- Exterior features: Blacktop Driveway,Deck,Dock,Enclosed Porch,Porch,Patio,Private Yard,See Remarks,Propane Tank - Owned
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,River Access,Stream
- Waterbody name: Saint Lawrence Seaway
- Frontage length: 128
Lot
- Lot size: 2.60 Acres
- Features: Irregular Lot,Wooded
- Lot size dimensions: 128 x 200
Parking
- Total spaces: 2.5
- Parking features: Detached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage,Water Available,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,377 | $136,524 |
| Home Insurance * | $1,416 | $16,992 |
| Property Taxes | $2,475 | $29,700 |
| Electricity | $438 | $5,259 |
| Total | $15,706 | $188,472 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $2,250,000 |
| 2025-12-01 | Listing removed | $2,250,000 |
| 2025-08-11 | Price change | $2,250,000 |
| 2025-05-19 | Listed for sale | $2,395,000 |
| 2000-05-26 | Sold | $225,000 |
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