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42 S Outlook Drive, Mechanicville, NY, 12118

4beds
4baths
3,234sqft
$774,900
$240price/sqft
$5,119/moest. monthly cost
$204,760/yrincome needed

About This Home

Prepare to be amazed by this stunning, move-in-ready home! This beautifully updated 5-bedroom Belmonte-built Colonial is perfectly situated in the highly sought-after Summit Hills neighborhood within the top-rated Shenendehowa School District. The expansive open floor plan boasts pristine hardwood floors, breathtaking two-story ceilings, and abundant oversized windows that bathe the home in natural light. Designed for both entertaining and everyday living, the main level features two spacious family rooms and a dedicated first-floor study enclosed by elegant glass French doors. At the heart of the home is a gorgeous kitchen offering a large center island, updated cabinetry, gleaming granite countertops, a custom backsplash, and a full suite of stainless steel appliances--including an exterior-vented hood and a brand-new refrigerator. Upstairs, the luxurious primary suite serves as a private retreat, complete with cathedral ceilings, two large walk-in closets, and a spa-like en-suite bath featuring a double vanity, a garden tub, an oversized ceramic-tiled walk-in shower, and a heating exhaust fan. The second floor also offers three additional generously sized bedrooms and a beautifully updated main bathroom. Step outside to a serene, private backyard oasis, where a newly installed oversized patio awaits. Unwind by the cozy firepit or relax to the soothing sounds of the waterfall. Additional highlights include a 3-car garage, ample driveway parking, and a full basement with 9-foot ceilings and Bilco door access, offering endless potential for future finishing. From the exquisite architectural details to the resort-style backyard oasis, every inch of this home has been thoughtfully curated for luxury and comfort. This is more than just a house; it's the forever home you've been waiting for. Welcome home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
9/10
Koda Middle SchoolGrades 6-83.8 mi
8/10
Shenendehowa High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Freezer,Gas Water Heater,Humidifier,Microwave,Oven,Range Hood,Refrigerator,Washer/Dryer,Water Purifier,Water Softener
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Bilco Doors,Full

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Entry

  • Level: First

Family Room

  • Level: First

Features

  • High Speed Internet,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s),Cathedral Ceiling(s),Ceramic Tile Bath,Chair Rail,Crown Molding,Kitchen Island
  • Door features: French Doors,Sliding Doors
  • Window features: Blinds,Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,234

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,234
  • Total interior livable area: 3,234 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 413800 266.12142
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Entry location: First
  • Patio & porch: Patio
  • Exterior features: Garden,Lighting

Lot

  • Lot size: 0.46 Acres
  • Features: Private,Landscaped

Parking

  • Total spaces: 9
  • Parking features: Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$171$2,052
Property Taxes $496$5,952
Electricity $534$6,413
Total$5,119$61,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,508/yr
40% on housing$153,570/yr
45% on housing$136,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 12118$247
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12118$281
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$725,000
2026-07-10Price change$774,900
2026-07-02Listed for sale$799,000
2023-06-22Sold$683,000
2023-04-07Pending sale$679,900
2023-03-30Listed for sale$679,900
2012-10-12Sold$420,000
2012-07-03Price change$439,000
2012-06-20Price change$459,900
2012-05-24Listed for sale$479,900

For Sale by Agent

AgentMeng Zhang
BrokerageThe Park Agency LLC

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