See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

119 Island Branch Rd, Gouverneur, NY, 13642

7beds
5baths
4,900sqft
$475,000
$97price/sqft
$4,662/moest. monthly cost
$186,480/yrincome needed

About This Home

Unique property on a private 1.7 acre lot. There are 2 homes, both Guildcrest modular homes, with a 22x36 attached 3 stall garage in between them. Live in one, rent the other home out or convert it into a home business. There is a mostly finished full basement that also connects the two homes. Outside, there is a carport, wood boiler, pole barn for firewood, swimming pool, decks galore, landscaped yard, and a garden shed. Inside you will find well designed and meticulously maintained homes. Each home has a whole home air handler system, in floor heating, and main floor laundry. There are 3 bedrooms on the main floor of one home, and 2 bedrooms on the main floor of the second home. Each home has bedrooms in the basement as well. The workshop in the basement has a level walk out exit that leads directly to the outside wood boiler. Both homes feature ample natural light throughout. All appliances convey. Contact a Realtor today to schedule your private showing.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

3/10
4/10
Gouverneur Middle SchoolGrades 5-82.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Basement,Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Disposal,Exhaust fan/hood,Refrigerator,Stove,Water Heater(Domestic/boiler,Oil)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5

Family Room

  • Level: Basement

Features

  • Built-in Features,Ceiling Fan(s),Kitchen isle,Modern kitchen,Natural Woodwork,Open Floorplan,Pantry,Tub and separate shower
  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Laminate,Vinyl
  • Finished area below ground: 2,440
  • Finished area above ground: 2,460

Heating

  • Heating features: Multiple fuel sources,Oil,Outside Wood Furnace,Radiant,Wood Boiler

Interior Area

  • Total structure area: 4,900
  • Total interior livable area: 4,900 sqft

Property

Details

  • Parcel number: 173.004253

Features

  • Stories: 1
  • Pool features: Above Ground,Pool Deck
  • Patio & porch: Deck
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Waterfront features: Pond
  • Frontage length: Main Road: 180 (Bay Rd)

Lot

  • Lot size: 1.70 Acres
  • Features: Adjacent to meadow,Garden,Landscaped,Oversized,Professionally landscaped,Secluded,Trees
  • Lot size dimensions: 180 x 300 x 258 x 465

Parking

  • Total spaces: 3
  • Parking features: 3 car garage,3 or more parking spaces,Attached garage,Automatic garage door,Gravel,Oversized,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$689$8,268
Property Taxes $763$9,156
Electricity $809$9,717
Total$4,662$55,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,840/yr
40% on housing$139,860/yr
45% on housing$124,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 13642$119
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13642$49
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-17Price change$499,000
2025-07-28Price change$524,900
2025-05-31Listed for sale$575,000
2005-01-11Sold$1,000

For Sale by Agent

AgentRick D. Cutway
BrokerageT.L.C. Real Estate, LLC

Similar Homes