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319 Ebert Farm Rd, Lexington, NC, 27295

3beds
3baths
1,857sqft
$429,900
$232price/sqft
$2,766/moest. monthly cost
$110,640/yrincome needed

About This Home

Custom-built and well maintained, one-owner home, this exceptional home sits on 0.72 acres in northern Davidson County's Ebert Place and offers the peaceful charm of a mountain retreat. The open floor plan showcases beautiful craftsmanship, from the stunning fireplace mantel to the rustic barn door leading into the spacious primary suite. Featuring 3 bedrooms, 2.5 baths, an office, versatile loft, walk-in closets, beautiful hardwood floors, and a convenient laundry room, there's space for everyone. Step outside to enjoy the private backyard with a gorgeous deck, custom-built storage building, and additional storage beneath the home for outdoor tools and equipment. A rare opportunity to own a one-of-a-kind home where quality, character, and tranquility come together.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Welcome ElementaryGrades PK-52.5 mi
9/10
North Davidson MiddleGrades 6-84.2 mi
5/10
North Davidson HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,857

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,857
  • Total interior livable area: 1,857 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Second

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 14019A0000008
  • Zoning: RA3
  • Special condition: Owner Sale
  • Exclusions: Shelving In The Storage Building Does Not Convey.

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.72 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$156$1,872
Property Taxes $237$2,844
Electricity $200$2,405
Total$2,766$33,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,834/yr
40% on housing$82,980/yr
45% on housing$73,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 27295$144
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27295$168
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$429,900
2026-06-27Listed for sale$439,900

For Sale by Agent

AgentJill Curione
BrokerageSouthern Key Realty

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