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736 Penny Ln, Riddle, OR, 97469

3beds
2baths
1,215sqft
$289,900
$239price/sqft
$2,107/moest. monthly cost
$84,280/yrincome needed

About This Home

Well-maintained 3-bedroom, 2-bath home in a friendly, established neighborhood with a comfortable floor plan and plenty to appreciate. The split-bedroom layout offers a nice balance of shared living space and privacy, making this home a great fit for everyday living, guests, or working from home. The kitchen is designed with everyday convenience in mind, offering abundant cabinetry, a pantry, and plenty of storage and workspace. It opens to the main living area, creating a comfortable setting for morning coffee, family time, or gathering with friends. The primary suite is privately positioned on one side of the home and features a soaking tub for a relaxing end-of-day retreat. Two additional bedrooms and a full bathroom are located on the opposite side, providing flexibility for family, guests, an office, or hobbies.Step outside and you'll find neatly maintained landscaping that gives the home attractive curb appeal without feeling overdone. There is room to enjoy the outdoors, garden, or simply relax in a pleasant residential setting. The garage adds convenient parking and extra storage for the things you use every day.With its practical layout, comfortable living spaces, well-maintained condition, and inviting neighborhood setting, this is a home that is easy to picture yourself living in. A solid opportunity for buyers looking for a home that feels comfortable, cared for, and ready to enjoy.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Riddle Elementary SchoolGrades K-60.4 mi
2/10
Riddle High SchoolGrades 7-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedroom3

  • Features: Laminate Flooring, Walkin Closet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Builtin Features,Tile Floor
  • Level: Main

Features

  • Soaking Tub,Vaulted Ceiling(s),Bathtub With Shower,Closet,Walk-In Closet(s),Built-in Features,Kitchen Island,Pantry,Double Vanity,Walkin Shower,Tile
  • Window features: Double Pane Windows,Vinyl Frames,Daylight
  • Flooring: Laminate,Wall to Wall Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,215
  • Total interior livable area: 1,215 sqft

Kitchen

  • Features: Dishwasher, Island, Pantry,Free Standing Range, Free Standing Refrigerator, Tile Floor, Vaulted Ceiling
  • Level: Main

Living Room

  • Features: Daylight,Laminate Flooring, Vaulted Ceiling
  • Level: Main

Master Bedroom

  • Features: Daylight,Double Sinks, Soaking Tub, Walkin Closet, Walkin Shower, Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Garage On Main,Minimal Steps,Natural Lighting,One Level,Accessibility

Details

  • Parcel number: R28206

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Garden,Raised Beds,Yard,Exterior Entry
  • Has spa: Yes
  • Spa features: Free Standing Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Seasonal

Lot

  • Features: Cul-De-Sac,Gentle Sloping,Level,Seasonal,SqFt 0K to 2999

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Winter Weather
Landslide

FEMA Declared Disasters in Douglas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$107$1,284
Property Taxes $359$4,308
Electricity $176$2,119
Total$2,107$25,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,240/yr
40% on housing$63,210/yr
45% on housing$56,186/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 97469$225
Douglas County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 97469$187
Douglas County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$289,900
2005-08-17Sold$32,000
2005-03-22Sold$20,000

For Sale by Agent

AgentMary Gilbert
BrokerageKeller Williams Southern Oregon-Umpqua Valley

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