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5220 NW Jetty Ave, Lincoln City, OR, 97367

5beds
3baths
3,093sqft
$899,900
$291price/sqft
$6,316/moest. monthly cost
$252,640/yrincome needed

About This Home

Welcome to your Oregon Coast retreat in the desirable Road's End neighborhood of Lincoln City. This spacious multi-level beach home offers 5 bedrooms, 3 bathrooms, and over 3,000 square feet of living space, providing plenty of room for entertaining, hosting guests, or creating the perfect coastal getaway. Take in stunning ocean views from the upper-level bonus area, front balcony, or living room, where the sound of the waves and coastal sunsets create an unforgettable setting. The open living spaces feature high ceilings, hardwood and tile flooring, and a cozy fireplace that makes the home feel warm and inviting year-round. The kitchen offers generous prep space with an island and flows seamlessly into the dining and living areas—ideal for gatherings after a day at the beach. Downstairs, multiple bedrooms and flexible living areas provide comfort and privacy for family and guests alike. Step outside to a private patio, perfect for relaxing after exploring the coast. Located just minutes from beach access, scenic trails, shopping, and Chinook Winds Casino Resort, this home combines coastal beauty with everyday convenience. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this coastal property offers the space, views, and location to make the most of life at the beach.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
6/10
Taft Middle SchoolGrades 7-84.7 mi
3/10
Taft High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Gas Oven,Microwave,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Jetted Tub
  • Window features: Blinds
  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,093

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,093
  • Total interior livable area: 3,093 sqft

Property

Details

  • Parcel number: 061134DD0230100
  • Zoning description: R-1-A Residential
  • Special condition: Standard

Features

  • Levels: Other
  • Patio & porch: Deck,Front Patio
  • Exterior features: Storage,Wrap Around Balcony
  • Has view: Yes
  • Has water view: Yes

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$204$2,448
Property Taxes $1,282$15,384
Electricity $280$3,368
Total$6,316$75,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,548/yr
40% on housing$189,480/yr
45% on housing$168,426/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 97367$316
Lincoln County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97367$344
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$949,900
2021-02-17Sold$630,000
2020-10-30Pending sale$699,000
2020-10-30Listed for sale$699,000
2006-07-20Sold$800,000
2006-02-13Sold$608,000

For Sale by Agent

AgentMarin Elizabeth Bova
BrokerageColdwell Banker Professional Group - Lincoln City

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