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106 Westchester Cir, Seneca, SC, 29672

2beds
2baths
1,656sqft
$1,375,000
$830price/sqft
$8,040/moest. monthly cost
$321,600/yrincome needed

About This Home

Expansive northern views looking over beautiful Lake Keowee with mountain views! This waterfront home sits on 265 ft of shore line and we have a full size dock proposal in hand. This home is a one level, all brick with a two car garage, open floor plan with hardwood floors, large living and dining combo for ease of living, built in bookshelves, cozy fireplace, and an oversized sunroom surrounded by lush trees and vast views of Lake Keowee. There is extra storage under this home in the unfinished area. This home has an open air deck surrounded by the privacy of nature and the lake --all nestled at the end of a cul-de-sac. This home sits beautifully in nature but is located in town and close to all that Seneca offer plus minutes to Clemson University as well. The previous owners lived here for many years and just loved the nature and the views but never installed a dock, so the good news is --you get to order your very own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-83.4 mi
6/10
Seneca High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Basement,Crawlspace
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Central Vacuum,Dual Sinks,Fireplace,Laminate Countertop,Bath in Primary Bedroom,Main Level Primary,Pull Down Attic Stairs,Tub Shower,Walk-In Shower,Workshop
  • Flooring: Hardwood,Laminate,Vinyl
  • Fireplace features: Gas,Gas Log,Option
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Attic Fan

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,656 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 5200101016

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Deck,Porch
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: Other,See Remarks,Waterfront
  • Waterbody name: Keowee
  • Frontage length: 265
  • Living area range: 1500-1749

Lot

  • Lot size: 0.45 Acres
  • Features: Cul-De-Sac,City Lot,Gentle Sloping,Subdivision,Sloped,Trees,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Earthquake
Hail
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$449$5,388
Property Taxes $435$5,220
Electricity $204$2,449
Total$8,040$96,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,657/yr
40% on housing$241,200/yr
45% on housing$214,400/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$830This listing

vs Other Active Listings

Avg $/sqft

ZIP 29672$370
Oconee County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 29672$212
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$1,375,000

For Sale by Agent

AgentShane Clardy
BrokerageClardy Real Estate

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