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123 Richland Creek Dr, Westminster, SC, 29693

3beds
3baths
2,750sqft
$455,000
$165price/sqft
$2,921/moest. monthly cost
$116,840/yrincome needed

About This Home

Welcome to 123 Richland Creek Drive in Westminster, SC—an inviting home offering space, flexibility, and accessibility in an established neighborhood setting. Featuring three bedrooms with the potential to set up as a five bedroom home. Easily convert the formal dining room to be used as a fourth bedroom. This home also includes a spacious bonus room on the second floor that could serve as a fifth bedroom, home office, media room, or playroom to fit your needs. Designed with comfort and convenience in mind, the home is wheelchair accessible and offers a functional floor plan with generous living spaces throughout. The large walk-in laundry room provides abundant storage and workspace, while the attached two-car garage includes additional room for a workshop, hobby area, or extra storage. Enjoy year-round relaxation in the enclosed all-season sunroom, which opens onto a large back deck overlooking a spacious and inviting backyard—perfect for entertaining, gardening, outdoor gatherings, or simply enjoying the peaceful surroundings. A welcoming covered front porch provides the ideal spot to enjoy your morning coffee or unwind in the evenings. With its versatile layout, accessibility features, and desirable location in a well-established subdivision, this home offers endless possibilities for all stages of life. All of this in a quiet country setting, while being just a quick five minute drive to all the shopping, dining, entertainment, and medical care in Seneca. Take a day trip to one of the nearby lakes. Visit Clemson University, Toccoa Falls, the Blue Ridge Mountains, or Stumphouse Tunnel, all less than a 30 minute drive from your new home. This home really must be seen to be truly appreciated for all of this potential. Don't miss the opportunity to make this flexible and well-maintained Westminster property your next home. Schedule your showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-83.4 mi
6/10
Seneca High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Dual Sinks,Fireplace,Granite Counters,Handicap Access,Bath in Primary Bedroom,Main Level Primary,Other,See Remarks,Smooth Ceilings,Walk-In Shower
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Gas,Gas Log,Option
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,750
  • Total interior livable area: 2,750 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 2360101010

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Porch
  • Exterior features: Deck,Handicap Accessible,Porch
  • Living area range: 2750-2999

Lot

  • Lot size: 0.76 Acres
  • Features: Gentle Sloping,Outside City Limits,Subdivision,Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Earthquake
Hail
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$213$2,556
Property Taxes $144$1,728
Electricity $264$3,173
Total$2,921$35,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,148/yr
40% on housing$87,630/yr
45% on housing$77,893/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 29693$208
Oconee County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 29693$198
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$455,000
2026-06-12Listed for sale$465,000
2022-04-07Sold$385,000
2022-02-17Pending sale$419,000
2022-02-17Contingent$419,000
2022-02-12Listed for sale$419,000
2021-08-30Sold$375,000
2021-07-29Contingent$369,900
2021-07-19Price change$369,900
2021-07-14Listed for sale$399,900
2021-06-27Contingent$399,900
2021-06-24Listed for sale$399,900
2014-06-20Sold$240,000
2014-04-23Price change$242,500
2013-11-05Price change$245,000
2013-09-06Price change$248,900
2013-06-19Price change$249,900
2013-04-26Price change$265,200
2012-12-19Listed for sale$267,200
2010-09-23Sold$181,000

For Sale by Agent

AgentAmber Crain
BrokerageNorthGroup Real Estate

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