See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

103 Pineneedle Dr, Westminster, SC, 29693

3beds
3baths
2,470sqft
$499,900
$202price/sqft
$3,156/moest. monthly cost
$126,240/yrincome needed

About This Home

Welcome to 103 Pineneedle Drive, a beautifully renovated unique home nestled in the highly sought-after gated waterfront community of Chickasaw Point on Lake Hartwell. Offering exceptional curb appeal, walking distance to Lake Hartwell, thoughtful and stylish upgrades, and flexible living spaces, this home is truly turnkey and move in ready for its next owner. Home Warranty Included 1yr. The extensive renovations begin outside with a beautiful stone walkway, updated front porch featuring new steps, metal railings, lighting, and front door, plus a new garage door and opener, stone retaining wall, fresh paint, fresh landscaping, and a newly poured concrete driveway, space for multiple vehicles. Inside, luxury vinyl plank flooring flows throughout the main living areas. The completely renovated kitchen features butcher block countertops, a porcelain farmhouse sink, custom cabinetry, open shelving, handmade polished backsplash, stainless steel appliances, new Bosch dishwasher, new vent hood, and a custom pantry with glass doors. The dining area opens seamlessly to the spacious screened porch with new ceilings, lighting, and screens, creating the perfect indoor-outdoor entertaining space overlooking the private wooded backyard. The inviting living room features a wood-burning fireplace with brick hearth and wall. Andersen insulated windows throughout the home provide abundant natural light and beautiful views of the mature landscape and quiet lot. There are 2 cozy fireplaces in this home, one on each level. The main level includes a spacious primary suite with a renovated and updated en-suite bath and custom walk-in closet, an additional bedroom also with a walk-in closet, and a convenient main-level laundry room area. The upstairs bathroom has been updated with a double vanity, new mirrors, lighting, and additional linen storage. The finished lower level offers incredible flexibility with a second living area featuring a propane fireplace, built-in bookcases, kitchenette, separate entrance, private bedroom suite, full bath, half bath, oversized laundry/storage room, and access to a large covered patio and single-car garage-ideal for guests, multi-generational living, or a private retreat. This home checks all of the boxes, and more! Additional improvements include reinforced and engineer-certified porch and deck supports, new retaining wall, a new grinder pump (2023), Andersen replacement windows with transferable warranty, and an easy-maintenance sodded yard with newly installed flower beds. Bring you golf cart and enjoy the Chickasaw Point lifestyle with access to an 18-hole golf course, putting green, practice range, Olympic-sized swimming pool, staffed gated access, tennis/pickleball courts, courtesy boat dock, boat ramp, RV campground, playground, dog park, walking trails, beach area, fire pit, Gazebo picnic area, library, community center, and the on-site community restaurant and bar featuring a new chef! Conveniently located near I-85, with easy access to Anderson, Greenville, and Atlanta. A 2025 ICON i40L Lithium Golf Cart is negotiable with sale. GE Profile W/Dryer Combo negotiable with sale. Some furniture negotiable with sale. Home Warranty Coverage 1yr Included. This exceptional home combines modern stylish updates, flexible living space, privacy, and outstanding community amenities-offering the perfect opportunity to enjoy the Lake Hartwell lifestyle. Amenity-Rich Chickasaw Point-Move in Ready with thoughtful stylish Upgrades and Renovations throughout.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
West Oak Middle SchoolGrades 6-89.4 mi
4/10
West-Oak High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1984

Materials

  • Roof: Other
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: In Basement,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Bookcases,Double Vanity,Master On Main Level,Walk-In Closet(s)
  • Flooring: Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,045
  • Finished area above ground: 1,425

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Second Kitchen

Property

Details

  • Parcel number: 3230304017

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened
  • Waterbody name: Hartwell

Lot

  • Lot size: 0.26 Acres
  • Features: Level

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$234$2,808
Property Taxes $158$1,896
Electricity $237$2,850
Total$3,156$37,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,205/yr
40% on housing$94,680/yr
45% on housing$84,160/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 29693$207
Oconee County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 29693$198
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$497,900
2026-06-11Price change$499,900
2025-09-15Price change$485,000
2025-08-27Price change$489,900
2025-08-01Price change$499,900
2024-07-11Listed for sale$529,900
2024-07-08Listing removed--
2024-06-08Price change$540,000
2024-05-31Listed for sale$550,000
2024-05-13Listing removed--
2024-04-15Price change$549,900
2024-03-29Price change$599,900
2024-03-19Listed for sale$619,900
2023-07-31Sold$370,000
2023-05-31Contingent$414,900
2023-05-31Pending sale$414,900
2023-05-13Price change$414,900
2023-04-19Listed for sale$424,900
2023-04-07Pending sale$424,900
2023-04-07Contingent$424,900
2023-04-02Listed for sale$424,900
2020-09-03Sold$188,000
2020-08-18Pending sale$199,900
2020-08-13Price change$199,900
2020-08-03Listed for sale$205,000
2020-07-20Pending sale$205,000

For Sale by Agent

AgentAmber O'Dell
BrokerageKW Western Upstate

Similar Homes