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320 Creek Ridge Ln, Round Rock, TX, 78664

3beds
2baths
1,786sqft
$375,000
$210price/sqft
$2,790/moest. monthly cost
$111,600/yrincome needed

About This Home

Discover a harmonious blend of comfort and convenience at this charming Round Rock residence. This inviting single-story home offers three spacious bedrooms and two full bathrooms, providing an ideal layout for a variety of lifestyles. This home had the major components replaced and left the cosmetic changes to the new owner so they can personalize the home with their own taste. Recently, the current owner updated all the appliances which can convey, replaced roof, A/C, water heater, partial fence and painted outdoor shed. This property represents a wonderful opportunity to embrace comfortable living in a sought-after neighborhood perfect for both relaxing evenings and lively gatherings. Situated on a sizable lot encompassing 0.23 acres, the outdoor space presents ample opportunities for enjoyment and personalization. Located in the vibrant community of Round Rock, residents benefit from a desirable address with easy access to local amenities and community offerings.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
C D Fulkes Middle SchoolGrades 6-81.7 mi
6/10
Cedar Ridge High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Ice Maker,Microwave,Free-Standing Gas Oven,Free-Standing Gas Range,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater,WaterSoftener

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Electric Dryer Hookup,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Storage,Walk-In Closet(s),Washer Hookup
  • Window features: Insulated Windows,Window Coverings
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Starter,Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 1,786 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 163041000C0007
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio,Porch
  • Exterior features: Gutters Full,Private Yard,See Remarks
  • Spa features: None
  • Fencing: Back Yard, Fenced, Full, Gate, Privacy, Wood
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 9,848 sqft
  • Features: Back Yard,Corner Lot,Curbs,Front Yard,Landscaped,Sprinkler - Automatic,Trees-Large (Over 40 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Door-Single,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$218$2,616
Property Taxes $438$5,256
Electricity $238$2,859
Total$2,790$33,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,657/yr
40% on housing$83,700/yr
45% on housing$74,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 78664$179
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78664$203
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$355,000
2026-08-01Listed for sale$375,000
2023-09-15Listing removed--
2023-08-07Price change$425,000
2023-07-15Price change$429,999
2023-07-05Price change$439,900
2023-06-22Listed for sale$443,000
2015-04-17Listing removed$219,000
2015-03-19Pending sale$219,000
2015-03-07Listed for sale$219,000

For Sale by Agent

AgentLaura Cormier
BrokerageCormier Realty Group

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