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22908 Shell Shore Dr, Bullard, TX, 75757

2beds
2baths
924sqft
$109,900
$119price/sqft
$1,017/moest. monthly cost
$40,680/yrincome needed

About This Home

Welcome to this beautifully updated 2-bedroom, 2-bath home located in the highly sought-after Shell Shore subdivision. Sitting on a spacious .41-acre lot and just minutes from Lake Palestine, this property offers comfort, convenience, and a touch of lakeside living. Residents of Shell Shore also enjoy access to the subdivision’s private boat launch—perfect for weekend getaways and lake adventures. This home has received several recent updates, including new siding, new flooring, and beautifully remodeled throughout the entire home, giving it a fresh and inviting feel throughout. The main living areas are open and spacious, filled with natural light from the many windows that create a warm and welcoming atmosphere. The kitchen offers plenty of room for cooking, dining, and entertaining, with an open layout that provides flexibility for your needs. Both bedrooms are nicely sized, offering comfort and versatility, while the newly renovated bathrooms bring modern style and charm—especially the master bathroom, which stands out with its unique character and design. Whether you’re looking for a peaceful full-time residence, a weekend retreat, or a smart investment near Lake Palestine, this charming home is one you won’t want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Bullard Primary SchoolGrades PK-K6.2 mi
8/10
Bullard Middle SchoolGrades 7-86.1 mi
7/10
Bullard High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Electric Water Heater

Bathroom

  • Features: Tub Only,Shower/Tub,Vinyl Tile

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 181080000000043000
  • Special condition: Other/See Remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck Open
  • Fencing: Other/See Remarks

Lot

  • Lot size: 0.41 Acres
  • Features: Other/See Remarks

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$74$888
Property Taxes $150$1,800
Electricity $238$2,859
Total$1,017$12,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,868/yr
40% on housing$30,510/yr
45% on housing$27,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$195
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$115,500
2026-03-11Pending sale$125,000
2025-11-11Listed for sale$125,000
2025-10-19Listing removed$129,900
2025-07-06Price change$129,900
2025-05-08Listed for sale$135,000
2025-05-06Pending sale$135,000
2025-04-11Listed for sale$135,000
2025-03-23Listing removed$125,000
2025-02-03Listed for sale$125,000
2025-01-23Listing removed$139,000
2024-11-04Listed for sale$139,000

For Sale by Agent

AgentRebecca Burks
BrokerageRE/MAX Professionals

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