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57 E Hawley Rd, Charlemont, MA, 01339

3beds
3baths
1,900sqft
$190,000
$100price/sqft
$1,696/moest. monthly cost
$67,840/yrincome needed

About This Home

Discover this Cape Cod-style home featuring three bedrooms, three full bathrooms, and 1,900 square feet of living space. Situated on a private lot of just under half an acre, the home is enveloped by trees, ensuring plenty of privacy and shade. The property boasts multiple levels of living space, creating a convenient and open environment. With cathedral ceilings, the interior feels spacious and airy. Abundant natural light floods in through the windows and sliding glass door, which opens to a large wooden deck, ideal for enjoying your morning coffee. A striking brick-faced fireplace serves as the centerpiece of the living room, extending all the way to the upper level. Nearby attractions include Berkshire East Mountain Resort, Thunderbolt Mountain Coaster, and several state parks that offer walking trails and breathtaking views. Schedule a showing and make this your home today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Hawlemont RegionalGrades PK-60.6 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: M:016.0 B:0000 L:0023.0,3689945
  • Zoning: R1
  • Special condition: Real Estate Owned

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood

Lot

  • Lot size: 0.44 Acres
  • Features: Wooded,Sloped

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$74$888
Property Taxes $288$3,456
Electricity $374$4,496
Total$1,696$20,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,148/yr
40% on housing$50,880/yr
45% on housing$45,226/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 01339$206
Franklin County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 01339$264
Franklin County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-10-24Sold$168,000
1993-01-15Sold$89,000

Unknown Listed By

AgentJohn Oliveri
BrokerageProperty Works New England

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