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3993 Jewell St Unit C2, San Diego, CA, 92109

2beds
2baths
907sqft
$795,000
$877price/sqft
$5,323/moest. monthly cost
$212,920/yrincome needed

About This Home

Welcome to this move-in-ready 2-bedroom, 2-bathroom first-floor condo in the highly desirable Crown Point neighborhood of Pacific Beach. Offering an increasingly rare combination of low HOA dues, an exceptional location, and outstanding value, this bright and inviting home is just blocks from Mission Bay and within walking distance of restaurants, coffee shops, parks, shopping, and the beach. This turnkey home features luxury vinyl plank flooring throughout and two beautifully remodeled bathrooms, blending modern style with everyday comfort. The spacious living room provides a welcoming space to relax and entertain, while the functional floor plan makes everyday living easy. The well-maintained community offers one assigned parking space, community laundry, bike storage, and a BBQ area. The HOA includes water, helping keep monthly expenses affordable.

Getting Around

78
WalkingVery Walkable
43
TransitSome Transit
70
BikeVery Bikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Common Roof
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Stove
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Unfurnished
  • Fireplace features: N/K

Heating & Cooling

  • Heating features: Wall/Gravity
  • Cooling features: N/K

Interior Area

  • Total structure area: 907
  • Total interior livable area: 907 sqft

Property

Details

  • Parcel number: 4244811038

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: N/K
  • Fencing: Gate

Parking

  • Total spaces: 1
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$71$852
Property Taxes $835$10,020
Electricity $398$4,786
Total$5,323$63,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,502/yr
40% on housing$159,690/yr
45% on housing$141,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$877This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,015
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$780,000
2026-07-17Listed for sale$795,000
2023-07-21Sold$745,000
2023-06-30Pending sale$749,000
2023-06-16Listed for sale$749,000
2007-03-28Sold$399,000

For Sale by Agent

AgentPascale Mercier
BrokerageSan Diego Castles Realty

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