10545 Elgin Dr S, Grand Bay, AL, 36541
About This Home
*MOTIVATED SELLER**USDA APPROVED AREA – NO DOWN PAYMENT FOR ELIGIBLE BUYERS!* Welcome Home to Southern Oaks Estates in the Heart of Grand Bay! If you’ve been searching for a home that offers comfort, style and a fantastic location, this is one you won’t want to miss! This charming 3-bedroom, 2-bath brick home features a warm and inviting floor plan filled with character and thoughtful updates. You’ll love the beautifully renovated kitchen and laundry room, designed for both everyday living and entertaining. The spacious primary suite is your own private retreat, complete with an ensuite bath featuring double vanities, a relaxing soaking tub, a separate shower, and a large walk-in closet. Step outside to enjoy the large, privacy-fenced backyard—perfect for summer cookouts, family gatherings, pets or simply relaxing after a long day. The attached double garage provides plenty of storage. Located in the highly sought-after Southern Oaks Estates, you’ll enjoy being just minutes from shopping, parks, schools, and an easy commute to Mississippi, making this home an excellent choice for so many buyers. Don’t miss your opportunity to make this beautiful Grand Bay home yours! Call today to schedule your private showing and experience everything this wonderful property has to offer. All photos are copyright protected and are the sole property of the listing agent. Unauthorized use, distribution and/or copying is prohibited. Buyer and Buyer's agent to verify all measurements and any other information deemed important to them during the due diligence period. 2 mounted TVs in home do not convey; TV mounts will remain. Kitchen refrigerator does not convey.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick 3 Sided,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave
- Laundry features: Laundry Room
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Double Vanity,Entrance Foyer,High Ceilings 9 ft Main,Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile,Vinyl
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,810
- Total interior livable area: 1,810 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3408280000014063
Features
- Levels: One
- Pool features: None
- Patio & porch: Front Porch,Patio,Rear Porch
- Exterior features: Rain Gutters
- Spa features: None
- Fencing: Back Yard,Fenced,Privacy,Wood
- Has view: Yes
- Waterfront features: None
Lot
- Lot size: 0.53 Acres
- Features: Back Yard,Front Yard,Landscaped
- Lot size dimensions: 131 x 245 x 54 x 27 x 207
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Faces Side,Level Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $266 | $3,192 |
| Property Taxes | $94 | $1,128 |
| Electricity | $240 | $2,881 |
| Total | $1,939 | $23,268 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $264,900 |
| 2026-07-29 | Price change | $269,900 |
| 2026-07-16 | Listed for sale | $270,285 |
| 2020-07-31 | Sold | $184,000 |
| 2014-12-18 | Sold | $153,000 |
| 2010-09-22 | Sold | $127,000 |
| 2010-07-25 | Listed for sale | $129,900 |
| 2006-07-24 | Sold | $164,500 |
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