




870 Luminary Cir APT 105, Melbourne, FL, 32901
About This Home
Welcome home to this well maintained completely updated move-in ready 3 bedroom 2 bath townhouse in desirable resort-style community, featuring granite countertops, 42'' maple cabinets, stainless steel appliances, tile backsplash, and crown molding. Easy low maintenance vinyl flooring on 1st floor. Oak stair treads, spacious 2nd floor primary bedroom with bamboo flooring, tray ceiling, his/her double racked closets and updated master bath with walk in shower. Convenient 1st floor Jack-and-Jill bathroom with walk in shower. The fenced back yard is complete with 15x15 screen room with elite panel roof for strength and sound cancelling. The screened front entry provides a pleasant area for relaxing. New roof March 2025. Exterior painted 2024. Amenities include heated pool, cabana and grill area, hot tub, tennis & basketball courts, playground, Located just 15 minutes to the beach! There is nothing to do here but live the Florida lifestyle.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Property
Lot
- Lot size: 3,484 sqft
Parking
- Total spaces: 1
- Parking features: Additional Parking,Detached,Garage,Garage Door Opener,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $337 | $4,044 |
| Property Taxes | $169 | $2,028 |
| Electricity | $197 | $2,366 |
| Total | $2,219 | $26,628 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
