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770 Luminary Cir #104, Melbourne, FL, 32901

2beds
2baths
1,008sqft
$255,000
$253price/sqft
$1,917/moest. monthly cost
$76,680/yrincome needed

About This Home

Move right into this beautifully updated townhome in the highly desirable Sonesta Walk community! Just steps from the resort-style pool with a stunning waterfall, residents also enjoy tennis, basketball, sand volleyball, a playground, and a scenic walking trail. The low $100/month HOA includes lawn maintenance for easy, low-maintenance living. Inside, the renovated kitchen features modern cabinetry, quartz countertops, ceramic tile flooring, and newer appliances. Both bathrooms have new laminate floors, creating a fresh, modern feel throughout. The home also offers a screened front porch plus a private tropical patio with lush landscaping and a producing lemon tree. A striking silver Bismarck palm enhances the curb appeal. Additional features include accordion hurricane shutters, a freshly painted garage floor, a 6-yr-old roof, 8-yr-old water heater, washer and dryer, and a 9-yr-old A/C. Conveniently located near shopping, dining, major employers, and Florida's beautiful beaches!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Riviera Elementary SchoolGrades PK-61.1 mi
2/10
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan,Pantry,Primary Bathroom - Tub with Shower,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 28372125A10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Courtyard,Storm Shutters
  • Has spa: Yes
  • Spa features: Community,Heated,In Ground
  • Fencing: Full,Privacy,Vinyl

Lot

  • Lot size: 3,049 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$287$3,444
Property Taxes $144$1,728
Electricity $197$2,366
Total$1,917$23,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,725/yr
40% on housing$57,510/yr
45% on housing$51,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 32901$173
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32901$202
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$255,000

For Sale by Agent

AgentAmy Lucas
BrokerageKeller Williams Realty Brevard

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