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321 VELVET Drive, Jacksonville, FL, 32220

4beds
2baths
2,783sqft
$360,000
$129price/sqft
$2,862/moest. monthly cost
$114,480/yrincome needed

About This Home

Welcome to 321 Velvet Drive -- where space, privacy, and flexibility come together. Tucked at the end of a cul-de-sac on an oversized, tree-lined lot, this property offers a rare sense of seclusion with plenty of usable yard space. The extended driveway allows room for multiple vehicles, boats, or recreational toys, while the backyard is set up for both everyday living and entertaining with a covered patio and firepit area. Inside, you'll find an open layout with volume ceilings and multiple living and flex spaces to fit your needs -- whether that's a home office, playroom, or additional living area. The spacious primary suite features an oversized bath with double vanities, soaking tub, separate shower, and a large walk-in closet. Additional highlights include a dedicated laundry room, generously sized secondary bedrooms, and a newer roof (2023). A strong opportunity for buyers looking for space, function, and location.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Range,Electric Water Heater,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Vaulted Ceiling(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,783 sqft

Property

Details

  • Parcel number: 0018201715

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.55 Acres
  • Features: Cul-De-Sac

Parking

  • Parking features: Additional Parking,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$285$3,420
Property Taxes $477$5,724
Electricity $280$3,360
Total$2,862$34,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,125/yr
40% on housing$85,860/yr
45% on housing$76,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 32220$212
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32220$175
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$398,000
2026-04-16Price change$404,900
2026-03-22Price change$409,900
2026-03-19Listed for sale$425,000
2023-10-13Sold$399,900
2023-09-30Pending sale$379,900
2023-08-21Price change$379,900
2023-08-01Price change$399,000
2023-07-28Price change$409,000
2023-07-14Price change$415,000
2023-07-07Price change$420,000
2023-06-30Listed for sale$425,000
2005-12-12Sold$229,600
2005-04-26Sold$45,000

For Sale by Agent

AgentKATIE SMITH
BrokerageKELLER WILLIAMS ST JOHNS

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