See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8632 Lake Front Ct, Punta Gorda, FL, 33950

3beds
2baths
2,070sqft
$299,900
$145price/sqft
$2,314/moest. monthly cost
$92,560/yrincome needed

About This Home

Welcome to your piece of paradise in the highly south after 55+ Gated community of Rio Vio Lakes with countless top destinations nearby including Fishermen’s Village, Downtown Punta Gorda, and the new Sun Seeker Resort. Upon arriving to your waterfront home you will notice great curb appeal, mature landscaping, a pavered driveway, and the gorgeous porch. Upon entering your you will be greeted with an open layout and then an oversized kitchen providing more than enough countertop and cabinet storage with a nearby interior laundry room as well! The living and dining room are well sized and there is also a massive bonus room that was converted to be fully under air giving you unlimited possibilities to utilize as you wish! The master suite is large enough to accommodate a king bedroom set with room to spare and has a tile wall walk in shower, his & her sinks, a garden soaking tub, and a very large walk-in closet! The second & third bedrooms are larger than most, with tall ceilings and large closets like the rest of the home! There is also an oversized garage and a lanai that overlooks the pond! Key highlights of this property include NEW ROOF 2019, NEW AC 2021, Subpanel for generator hookup, new luxury vinyl flooring and more!!! This property has been well cared for and is priced well. Contact your agent today for a private showing before the opportunity to purchase your next home is gone!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bathroom2

  • Level: First

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Thermostat
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,820
  • Total interior livable area: 2,070 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 412318454007
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Lake,Pond
  • Has water view: Yes
  • Water view: Lake,Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6,957 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$206$2,472
Property Taxes $384$4,608
Electricity $208$2,499
Total$2,314$27,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,337/yr
40% on housing$69,420/yr
45% on housing$61,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$216
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$304,900
2026-01-18Listed for sale$310,000
2025-12-19Listing removed$325,000
2025-07-28Listed for sale$325,000
2025-05-23Listing removed$335,900
2024-11-23Price change$335,900
2024-09-25Price change$339,900
2024-08-14Price change$344,900
2024-07-22Price change$349,900
2024-07-18Price change$369,900
2024-07-08Listed for sale$379,900
2024-04-01Listing removed--
2024-01-17Price change$389,900
2023-11-06Listed for sale$395,000
2023-10-25Listing removed--
2023-08-20Price change$395,000
2023-07-18Price change$399,000
2023-07-03Price change$405,000
2023-05-27Listed for sale$410,000
2022-05-17Sold$350,000
2022-04-02Pending sale$349,900
2022-03-24Price change$349,900
2022-03-10Listed for sale$374,900
2018-08-21Listing removed$3,400
2018-07-12Listed for rent$3,400
2017-02-17Sold$215,000
2005-07-01Sold$35,000

For Sale by Agent

AgentJesse DeMello
BrokerageRE/MAX PALM REALTY

Similar Homes