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27251 Adams St #212, Punta Gorda, FL, 33983

2beds
2baths
1,197sqft
$169,000
$141price/sqft
$1,420/moest. monthly cost
$56,800/yrincome needed

About This Home

Looking for an appealing villa to call home with a reasonable price tag, no maintenance (new roof in 2023) & located in a waterfront community? Welcome to charming Harbour Heights on the Peace River. This delightful unit is a hidden gem & not in a Special Hazard Flood Area! Built in 2005; it has been detailed & well maintained. The efficient Kitchen features ample maple cabinets, a large pantry closet and an 8’ raised bar overlooking the dining area & Great Room. From the defined entry foyer throughout consistent 18” tile allows for flexible furniture placement in this spacious 1200 s.f. condo. A tiled 13’ x 10’ screened porch anchors the unit with cheery southern rear exposure, joined by a sunny paver patio, a wonderful retreat for balmy relaxation. The split bedroom layout separates Bedroom 2 at the front with a full bath just outside the hall. The spacious owner suite at the rear is complemented with a 7’ x 6’ walk-in closet, granite topped vanity, private potty alcove & listello-accented tiled walk-in shower. Adding to the value is full accordion hurricane shutters, 2020 HVAC system & an attached carport. Fully-funded, secure HOA with low maintenance and No CDD fees added to your property taxes! Quick access to I-75 and less than 8 miles from the quaint riverfront historic town of Punta Gorda, a trendy destination for fine dining & waterfront events with the Punta Gorda Airport providing non-stop destinations to over 50 cities. The Harbour Heights Park is just a few blocks away with public boat ramps, fishing & day docks to enjoy fantastic watersports including water skiing, kayaking & jet ski rentals. Sport courts include pickleball, tennis courts, shuffleboard & basketball. Optional membership in the local Yacht Club & Civic Association enables meeting your new neighbors & taking advantage of fun activities. Be one of the Lucky Nine that owns an Adams Glen Villa poised in paradise at 27251 Adams Street

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Bedroom2

  • Features: Ceiling Fan(s),Storage Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Split Bedroom,Thermostat
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 221
  • Dimensions: 13x17

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,602
  • Total interior livable area: 1,197 sqft

Kitchen

  • Features: Pantry,Storage Closet
  • Level: First

Primary Bathroom

  • Features: Shower No Tub,Walk-In Tub,Linen Closet
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: 402315776008
  • Zoning: RMF10
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox,Storage
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 1,477 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$131$1,572
Property Taxes $238$2,856
Electricity $197$2,366
Total$1,420$17,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,685/yr
40% on housing$42,600/yr
45% on housing$37,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 33983$168
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33983$171
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-03Price change$169,000
2025-10-14Listed for sale$179,000
2025-07-21Listing removed$190,000
2025-06-10Price change$190,000
2025-04-16Price change$195,000
2025-02-25Price change$200,000
2025-01-27Listed for sale$210,000
2017-12-13Sold$115,000
2017-11-05Pending sale$122,000
2017-10-11Listed for sale$122,000
2009-04-16Sold$7,800

For Sale by Agent

AgentDebra Gurin
BrokerageCCRFL, LLC.

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