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4530 Treasure Cay Rd, Tavares, FL, 32778

5beds
3baths
2,545sqft
$399,500
$157price/sqft
$3,035/moest. monthly cost
$121,400/yrincome needed

About This Home

One or more photo(s) has been virtually staged. New Price! 4530 Treasure Cay Rd, Tavares, FL ~ Welcome to this 2,545 square foot spacious 5-bedroom, 3-bath home built in 2005, offering a versatile and highly desirable layout in an established community. Featuring two primary suites, this home is perfect for multi-generational living or hosting friends and family. One suite includes a private sitting/living area, creating the ideal retreat or flex space. The split floor plan provides privacy and functionality, while the large kitchen offers abundant cabinetry, generous counter space, and all appliances included, this home is ready for everyday living and entertaining. Enjoy outdoor living on the oversized 35x16 screened-in back porch overlooking a vinyl-fenced backyard, all situated on a large corner lot. A new roof was installed in November 2023 for added peace of mind. While the home does need some cosmetic updates such as flooring and paint, it is priced accordingly and presents an incredible value for a one-story home of this size. It’s hard to find this much square footage all on one level making this a rare opportunity to customize and build equity. Community amenities include a pool and racquetball courts, all with a low HOA fee of just $70 per month. Conveniently located near shopping, dining, and major roadways, this property offers space, value, and potential all in one. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual Tour!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Tavares Elementary SchoolGrades PK-52.4 mi
5/10
Tavares Middle SchoolGrades 6-82.9 mi
4/10
Tavares High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First

Bathroom3

  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom5

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,633
  • Total interior livable area: 2,545 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Other

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Primary Bathroom

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 251925018100011000
  • Attached to another structure: Yes
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Private Yard,Rain Gutters,Sidewalk,Sprinkler Metered
  • Fencing: Vinyl
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 9,353 sqft
  • Features: Cleared,Corner Lot,City Lot,Sidewalk
  • Lot size dimensions: 110 x 85

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Hurricane

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$232$2,784
Property Taxes $527$6,324
Electricity $256$3,073
Total$3,035$36,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,057/yr
40% on housing$91,050/yr
45% on housing$80,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 32778$143
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32778$194
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$399,500
2026-03-07Price change$419,000
2026-02-17Listed for sale$429,000
2021-01-07Sold$269,900
2020-11-25Pending sale$269,900
2020-11-20Price change$269,900
2020-11-08Price change$279,900
2020-10-25Listed for sale$289,000
2012-10-20Listing removed$139,700
2012-09-30Listed for sale$139,700
2012-09-28Sold$139,700
2012-07-14Listed for sale$139,700
2005-09-07Sold$221,800

For Sale by Agent

AgentAmanda Harrison, HARRISON REAL PROPERTY GROUP, Kim Beisley, HARRISON REAL PROPERTY GROUP
BrokerageHARRISON REAL PROPERTY GROUP

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