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4515 Starfish Ave, Sebring, FL, 33870

3beds
2baths
1,336sqft
$260,000
$195price/sqft
$2,080/moest. monthly cost
$83,200/yrincome needed

About This Home

Welcome to your next home sweet home in the heart of Sebring! USDA Eligible so you may possibly be able to buy this home with no down payment! This spacious 3-bedroom, 2-bath gem offers a smart split floorplan with generously sized bedrooms—giving everyone their own space to relax. The bright and airy living areas flow seamlessly, making it ideal for everyday comfort and entertaining alike. The attached 2-car garage includes a built-in storage room/workshop, perfect for weekend projects, hobbies, or extra storage. Step out back to a screened-in rear patio where you can unwind in the shade and enjoy Florida living at its finest. The backyard is partially fenced and their are no rear neighbors! With no HOA, you’ll have the freedom to enjoy your property your way. Plus, enjoy peace of mind year-round with a BRAND NEW A/C system to keep things cool and comfortable. Conveniently located near shopping, dining, and everything Sebring has to offer—this home is the perfect blend of comfort, convenience, and value. Don’t miss out—schedule your private showing today! All information and sizes are believed to be accurate but should be verified by buyer and or buyers agent.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
4/10
Hill-Gustat Middle SchoolGrades 6-101.7 mi
4/10
Avon Park High SchoolGrades PK,9-124.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom2

  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Storage Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Storage Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Split Bedroom,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,002
  • Total interior livable area: 1,336 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 15x8

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 15x16

Primary Bathroom

  • Level: First
  • Area: 45
  • Dimensions: 5x9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Utility Room

  • Level: First
  • Area: 78
  • Dimensions: 13x6

Property

Details

  • Parcel number: C10342805000003220
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Private Mailbox
  • Fencing: Wood

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$238$2,856
Property Taxes $331$3,972
Electricity $197$2,366
Total$2,080$24,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,314/yr
40% on housing$62,400/yr
45% on housing$55,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$96
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-09Price change$265,000
2025-10-02Price change$264,000
2025-09-11Price change$265,000
2025-07-01Listed for sale$275,000
2013-09-05Sold$70,100
2011-01-01Listing removed$75,000
2010-11-05Listed for sale$75,000
2005-08-15Sold$175,000

For Sale by Agent

AgentAndrea Anderson
BrokerageS & D REAL ESTATE SERVICE LLC

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