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1111 Apple Ter, Leesburg, FL, 34748

2beds
2baths
1,250sqft
$189,900
$152price/sqft
$1,580/moest. monthly cost
$63,200/yrincome needed

About This Home

Exceptional Value in Gated Royal Oak Estates — New Roof (2020) & Updated Finishes Throughout! This beautifully maintained and tastefully updated 3-bedroom, 2-bath home in the gated community of Royal Oak Estates offers an incredible opportunity to own a move-in-ready home at an outstanding price point. Featuring a roof replacement in November 2020 along with numerous interior upgrades throughout, this 1,418-square-foot home delivers comfort, style, and exceptional value in today’s market. From the moment you enter the formal entryway, you’ll appreciate the bright open floor plan, updated finishes, and comfortable flow designed for both everyday living and entertaining. Recent improvements include luxury vinyl flooring, fresh interior and lanai paint, updated lighting, new ceiling fans, updated hardware, and modern touches throughout the home. The spacious kitchen features updated cabinetry, granite countertops, updated appliances, a pantry, and generous storage and prep space. Both bathrooms have been refreshed with updated fixtures, including upgraded cabinetry in the primary bath. Enjoy the convenience of indoor laundry, plus an additional outdoor storage room off the screened lanai — perfect for tools, hobbies, or seasonal items. The spacious screened lanai creates a relaxing outdoor living space, and the tasteful drapes and curtain rods convey with the home, adding a beautiful finished touch. Conveniently located near shopping, restaurants, medical facilities, and less than 15 minutes from The Villages, this home combines comfort, convenience, and affordability in a secure gated setting. At just $189,900, this is an exceptional opportunity to own a beautifully updated home with substantial improvements already completed. Whether you are searching for a full-time residence, seasonal Florida retreat, or an investment opportunity, this property offers strong potential in a convenient Central Florida location.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

1/10
2/10
Oak Park Middle SchoolGrades 6-81.1 mi
2/10
Leesburg High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,894
  • Total interior livable area: 1,250 sqft

Kitchen

  • Features: Pantry
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 2819240860000031B0
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Storage

Lot

  • Lot size: 2,207 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$111$1,332
Property Taxes $312$3,744
Electricity $197$2,366
Total$1,580$18,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,171/yr
40% on housing$47,400/yr
45% on housing$42,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 34748$115
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34748$167
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$189,900
2026-05-09Price change$199,900
2026-05-06Price change$209,900
2026-04-18Listed for sale$219,900
2026-01-01Listing removed$219,000
2025-10-03Listed for sale$219,000
2025-08-18Listing removed$1,695
2025-06-30Listed for rent$1,695
2024-04-15Listing removed--
2024-04-05Listed for rent$1,745
2015-01-23Sold$53,000
2012-06-03Listing removed$57,500
2012-04-24Listed for sale$57,500

For Sale by Agent

AgentKimberly Volean
BrokerageLPT REALTY, LLC

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