96328 RIDGEWOOD Circle, Fernandina Beach, FL, 32034
About This Home
GREAT INVESTMENT PROPERTY! Nice home in quiet neighborhood close to shopping and schools. Totally renovated in 2020, new kitchen, master bath, flooring and AC system. Currently rented until Nov. 1st. 2026 for $2200 per month. Tenant wants to stay. Projected rent $2400 per month. FOR INVESTORS ONLY at this point!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator,Washer
Bedroom1
- Level: Main
- Area: 30
- Dimensions: 6.00 x 5.00
Bedroom2
- Level: Main
- Area: 30
- Dimensions: 6.00 x 5.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,854 sqft
Kitchen
- Level: Main
- Area: 100
- Dimensions: 10.00 x 10.00
Laundry
- Level: Main
- Area: 20
- Dimensions: 4.00 x 5.00
Living Room
- Level: Main
- Area: 450
- Dimensions: 30.00 x 15.00
Master Bathroom
- Level: Main
- Area: 35
- Dimensions: 7.00 x 5.00
Master Bedroom
- Level: Main
- Area: 150
- Dimensions: 15.00 x 10.00
Office
- Level: Main
- Area: 100
- Dimensions: 10.00 x 10.00
Property
Details
- Parcel number: 012N27127000900000
Features
- Stories: 1
- Exterior features: Balcony
Lot
- Lot size: 0.66 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,911 | $22,932 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $483 | $5,796 |
| Electricity | $197 | $2,366 |
| Total | $2,835 | $34,020 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $378,000 |
| 2026-07-22 | Listed for sale | $388,000 |
| 2024-10-09 | Listing removed | $2,200 |
| 2024-10-09 | Price change | $2,200 |
| 2024-10-04 | Listed for rent | $2,300 |
| 2021-04-15 | Listing removed | -- |
| 2021-04-01 | Listed for rent | $2,100 |
| 2021-03-29 | Sold | $295,500 |
| 2021-03-08 | Pending sale | $285,000 |
| 2021-03-06 | Listed for sale | $285,000 |
| 2020-01-24 | Listing removed | $250,000 |
| 2019-10-13 | Price change | $250,000 |
| 2019-07-24 | Listed for sale | $260,000 |
| 2017-06-29 | Sold | $187,000 |
| 2017-05-22 | Pending sale | $190,000 |
| 2017-03-31 | Listed for sale | $190,000 |
| 2013-11-06 | Sold | $174,500 |
| 2013-05-16 | Listed for sale | $175,000 |
| 2009-07-06 | Sold | $162,500 |
| 2005-04-07 | Sold | $184,000 |
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