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80 Lumby Ln, Covington, GA, 30016

5beds
3baths
1,579sqft
$284,900
$180price/sqft
$2,412/moest. monthly cost
$96,480/yrincome needed

About This Home

Welcome home to this beautifully maintained gem in the heart of Covington. This 5 Bedroom 3 Bath residence with Basement is nestled in a quiet community, 80 Lumby Ln offers the perfect blend of comfort, space, and value. Step inside to discover an inviting floor plan filled with natural light, spacious living areas, and a warm atmosphere perfect for relaxing or entertaining. The kitchen offers ample cabinet and counter space, making meal prep and family gatherings a breeze. The generously sized bedrooms provide comfort and privacy, while the backyard offers the ideal setting for cookouts, pets, playtime, or simply unwinding after a long day. Conveniently located near shopping, dining, schools, parks, and major highways, this home delivers both convenience and lifestyle. Whether you are a first-time homebuyer, growing family, or savvy investor, this is an opportunity you do not want to miss. Affordable, move-in ready, and full of potential. Schedule your private tour today before this one is gone.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
3/10
1/10
Alcovy High SchoolGrades 9-127.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Master On Main Level,Other,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,579
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,579
  • Total interior livable area: 1,579 sqft

Kitchen

  • Features: Breakfast Room,Pantry

Property

Details

  • Parcel number: 0030B00000097000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Other
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.70 Acres
  • Features: Private

Parking

  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$182$2,184
Property Taxes $571$6,852
Electricity $219$2,637
Total$2,412$28,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,697/yr
40% on housing$72,360/yr
45% on housing$64,320/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 30016$130
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30016$144
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$295,000
2024-08-30Sold$265,000
2024-08-08Pending sale$275,000
2024-08-08Listed for sale$275,000
2024-08-03Pending sale$275,000
2024-07-26Listed for sale$275,000
2017-08-23Sold$149,900
2017-08-23Price change$165,000
2017-07-08Pending sale$149,900
2017-06-30Price change$149,900
2017-06-09Price change$161,115
2017-05-26Listed for sale$154,900
2017-04-10Pending sale$154,900
2017-03-30Price change$154,900
2017-02-16Price change$159,900
2017-01-24Listed for sale$165,000
2009-02-11Sold$91,900
2008-09-15Sold$121,600
2008-05-01Listing removed$169,900
2008-04-11Listed for sale$169,900

For Sale by Agent

AgentDaren Hall
BrokerageHallway Realty

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