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90 Alcovy Reserve Way, Covington, GA, 30014

5beds
4baths
3,448sqft
$470,000
$136price/sqft
$3,893/moest. monthly cost
$155,720/yrincome needed

About This Home

Welcome to this stunning home located in the highly sought-after Sautee Bluff neighborhood-one of the only 5-bedroom 3 1/2 bath, 3-car garage properties in the entire community. Thoughtfully designed with luxury and comfort in mind, this home features soaring vaulted ceilings with exposed wooden beams, a striking stone fireplace, and rich hardwood floors. The gourmet kitchen boasts granite countertops and premium finishes, perfect for entertaining or everyday living. The primary suite is a true retreat, highlighted by a gorgeous coffered ceiling and a spacious spa-like bathroom. Just minutes from the charm of Covington Square, this exceptional home offers a rare combination of space, style, and prime location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10
Eastside High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Water Heater,Microwave,Oven,Stainless Steel Appliance(s)
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Beamed Ceilings,Double Vanity,Master On Main Level,Separate Shower,Tile Bath,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,448

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,448
  • Total interior livable area: 3,448 sqft

Property

Details

  • Parcel number: 0085C00000048000
  • Special condition: No Disclosure

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.59 Acres
  • Features: Sloped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$286$3,432
Property Taxes $897$10,764
Electricity $334$4,019
Total$3,893$46,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,474/yr
40% on housing$116,790/yr
45% on housing$103,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$480,000
2025-09-22Price change$490,000
2025-08-01Price change$500,000
2025-07-10Price change$515,000
2025-06-22Listed for sale$525,000
2025-06-06Listing removed$500,000
2025-06-05Price change$500,000
2025-06-02Price change$455,000
2025-05-29Price change$475,000
2025-05-22Listed for sale$500,000
2020-04-06Sold$369,000
2020-02-26Pending sale$374,000
2020-02-14Price change$374,000
2019-12-19Price change$379,000
2019-11-04Price change$399,000
2019-10-02Listed for sale$419,000
2016-09-02Sold$20,000
2015-09-09Listing removed$15,000
2014-12-23Price change$15,000
2014-09-04Listed for sale$10,000
2013-12-01Listing removed$10,000
2012-12-06Listed for sale$10,000

For Sale by Agent

AgentStephen Homan
BrokerageMaximum One Realty Greater Atlanta

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