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459 Surrey Hill Ln, Valparaiso, IN, 46385

6beds
6baths
10,874sqft
$2,740,000
$252price/sqft
$17,943/moest. monthly cost
$717,720/yrincome needed

About This Home

Lakefront living at its finest! Indoor luxury and an incredible outdoor living space together provide a one-of-a-kind place to call home. This remarkable property spans over 10,000 square feet with six bedrooms, six bathrooms, a two-story primary suite including a private sitting room and office. The two-story foyer opens to a dining room and oak paneled office and leads you to the two-story formal living room with incredible views of Lake Louise. A chef's kitchen opens to the living room and a large patio overlooking the lake and the amazing outdoor entertainment area, including a swimming pool, hot tub, fire pit, and pier with a boat lift. The magnificent, tiered gardens won the Indiana Nursery and Landscape Association Award in 2017 and are not to be missed. The lower-level walk out offers indoor entertainment including a theatre room, full kitchen, dining space and your own private pub with a fireplace and billiards room. The gym and cedar wet/dry sauna are located on the lower level too. This home is located just off of Hwy 30 in Valparaiso, Indiana in the prominent Shorewood Forest community and is 52 miles via the toll road to downtown Chicago. Shorewood Forest amenities include a 230-acre all-sports lake, community pool, beach, playground, tennis courts, pickleball, basketball, dog park and trails. This home is not to be missed.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10
Wheeler High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave,Gas Water Heater,Gas Cooktop,Freezer,Dishwasher,Disposal,Dryer
  • Laundry features: Laundry Room,Sink,Other,Main Level

Bedroom2

  • Area: 278.77
  • Dimensions: 14.75 x 18.9

Bedroom3

  • Area: 314.21
  • Dimensions: 16.83 x 18.67

Bedroom4

  • Area: 242.68
  • Dimensions: 14.42 x 16.83

Bedroom5

  • Area: 240.82
  • Dimensions: 14.25 x 16.9

Bedroom6

  • Area: 330.75
  • Dimensions: 15.75 x 21.0

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 266.82
  • Dimensions: 16.25 x 16.42

Dining Room

  • Area: 267.59
  • Dimensions: 16.83 x 15.9

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Vaulted Ceiling(s),Stone Counters,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,His and Hers Closets,High Ceilings,Granite Counters,Entrance Foyer,Double Vanity,Crown Molding,Ceiling Fan(s)
  • Number of fireplaces: 5
  • Fireplace features: Blower Fan,Living Room,Great Room,Gas Log,Gas,Family Room,Basement
  • Fireplace: Yes
  • Finished area above ground: 8,716

Great Room

  • Area: 444.5
  • Dimensions: 15.83 x 28.08

Heating

  • Heating features: Forced Air,Zoned,Natural Gas

Interior Area

  • Total structure area: 10,874
  • Total interior livable area: 10,874 sqft

Kitchen

  • Area: 381.74
  • Dimensions: 16.67 x 22.9

Kitchen

  • Area: 169.64
  • Dimensions: 16.83 x 10.08

Laundry

  • Area: 97.5
  • Dimensions: 11.58 x 8.42

Living Room

  • Area: 524.11
  • Dimensions: 17.0 x 30.83

Media Room

  • Area: 286.82
  • Dimensions: 19.25 x 14.9

Office

  • Area: 240.82
  • Dimensions: 14.25 x 16.9

Office

  • Area: 303.84
  • Dimensions: 14.08 x 21.58

Other

  • Area: 256.5
  • Dimensions: 14.25 x 18.0

Other

  • Area: 27
  • Dimensions: 6.0 x 4.5

Other

  • Area: 715.36
  • Dimensions: 17.0 x 42.08

Other

  • Area: 340.34
  • Dimensions: 15.83 x 21.5

Primary Bedroom

  • Area: 295.31
  • Dimensions: 15.75 x 18.75

Property

Details

  • Parcel number: 640919377002000019
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Two
  • Pool features: Heated,In Ground
  • Patio & porch: Covered
  • Exterior features: Storage,Private Yard,Lighting,Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Lake,Neighborhood
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.59 Acres
  • Features: Few Trees,Sprinklers In Rear,Sprinklers In Front,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Attached,Oversized,Garage Faces Side,Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,854$166,248
Home Insurance *$1,183$14,196
Property Taxes $1,910$22,920
Electricity $996$11,961
Total$17,943$215,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$615,188/yr
40% on housing$538,290/yr
45% on housing$478,480/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$185
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-05Listed for sale$2,990,000
2007-09-18Sold$1,405,000

For Sale by Agent

AgentMarianne Easter
BrokerageBerkshire Hathaway HomeService

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