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1137 N 475 E, Chesterton, IN, 46304

4beds
5baths
5,809sqft
$1,479,999
$255price/sqft
$9,782/moest. monthly cost
$391,280/yrincome needed

About This Home

Welcome to your private Northwest Indiana retreat in desirable Jackson Township--where space, luxury, and nature come together on just over 15 stunning acres. This all-brick estate offers the perfect blend of elegance and outdoor adventure, featuring 4 bedrooms and 5 bathrooms, thoughtfully designed for both everyday living and unforgettable entertaining. Inside, you'll find a generously sized kitchen with granite counters and stainless appliances, including a 6-burner cooktop with a griddle. 4 bedrooms include a spacious primary suite that serves as a true sanctuary, complete with a large en suite bath and plenty of room to unwind. Two additional bedrooms also feature private en-suite bathrooms, providing comfort and privacy for family or guests. The home offers many living spaces filled with natural light, including a beautiful sunroom with a hot tub--the perfect place to relax year-round. Conveniently located nearby is a dedicated bathroom designed to service the pool area. Step outside and experience a property that truly feels like a personal resort. Enjoy summers by the in-ground pool, host gatherings on the expansive deck, or explore your own private walking trails and mature woods. The stocked pond adds to the peaceful setting and creates the perfect spot for fishing, quiet reflection, or simply taking in the scenery. The unfinished basement provides incredible opportunity for future expansion--whether you envision a home theater, gym, additional living space, or guest quarters. Located in the highly sought-after Duneland School District, this property offers the perfect balance of privacy and convenience. Just minutes away, you'll find the breathtaking beaches and trails of the Indiana Dunes National Lakeshore, while the South Shore Railway provides an easy commute to downtown Chicago.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
1/10
Trojan Virtual AcademyGrades 1-124.5 mi
9/10

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Other,Gas Water Heater,Gas Cooktop,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Walk-Out Access,Unfinished,Storage Space,Sump Pump,Full,Daylight

Bedroom2

  • Area: 255
  • Dimensions: 17.0 x 15.0

Bedroom3

  • Area: 300
  • Dimensions: 15.0 x 20.0

Bedroom4

  • Area: 195
  • Dimensions: 13.0 x 15.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 255
  • Dimensions: 17.0 x 15.0

Family Room

  • Area: 900
  • Dimensions: 18.0 x 50.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Vaulted Ceiling(s),Pantry,Open Floorplan,Kitchen Island,High Ceilings,Granite Counters,Eat-in Kitchen,Entrance Foyer,Double Vanity
  • Number of fireplaces: 3
  • Fireplace features: Basement,Wood Burning,Other,Gas Log,Gas,Family Room
  • Fireplace: Yes
  • Finished area above ground: 5,809

Foyer

  • Area: 72
  • Dimensions: 9.0 x 8.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 5,809
  • Total interior livable area: 5,809 sqft

Kitchen

  • Area: 225
  • Dimensions: 15.0 x 15.0

Laundry

  • Area: 88
  • Dimensions: 8.0 x 11.0

Living Room

  • Area: 240
  • Dimensions: 15.0 x 16.0

Loft

  • Area: 600
  • Dimensions: 40.0 x 15.0

Primary Bedroom

  • Area: 598
  • Dimensions: 23.0 x 26.0

Sunroom

  • Area: 440
  • Dimensions: 40.0 x 11.0

Property

Details

  • Parcel number: 640703426007000005
  • Special condition: None

Features

  • Levels: Two
  • Pool features: Heated,In Ground
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Pond,Water,Trees/Woods,Rural
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 15.67 Acres
  • Features: Back Yard,Wooded,Landscaped,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Kitchen Level,Heated Garage,Garage Faces Side,Driveway,Concrete,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,483$89,796
Home Insurance *$713$8,556
Property Taxes $1,054$12,648
Electricity $532$6,390
Total$9,782$117,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,382/yr
40% on housing$293,460/yr
45% on housing$260,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$173
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$1,499,999
2015-04-09Listing removed$920,000
2014-06-21Price change$920,000
2014-03-22Listed for sale$979,000
2010-10-30Listing removed$949,900
2010-08-17Listed for sale$949,900

For Sale by Agent

AgentLisa Gaff, White Hat Realty Group, LLC
BrokerageWhite Hat Realty Group, LLC

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