5489 Clem Rd, Portage, IN, 46368
About This Home
Take a look at this "bigger than it looks" ranch. Home has a full basement, and newer roof, siding, and electrical. Home has boiler heat, but Central Air has been added. Seller is motivated, and will consider all offers. This is a great home for a large family. With some personal touches, and a little TLC, this house can become a home. Home is on over an acre of land, but still has the conveniences of public utilities. Assessor states this is a 2 car garage, but it is a large 1 car. This home also has a bomb shelter. Earnest money to be held by Fidelity National Title. *As per the assessor site, the home is on 1.52 acres, and there is an additional 1.1 acres, that goes with the home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1956
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Refrigerator,Dishwasher
- Laundry features: Other
Basement
- Has basement: Yes
- Basement: Other,Partially Finished
Bedroom2
- Area: 110
- Dimensions: 10.0 x 11.0
Bedroom3
- Area: 132
- Dimensions: 11.0 x 12.0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Other
- Number of fireplaces: 2
- Fireplace features: Basement,Other,Living Room
- Fireplace: Yes
- Finished area above ground: 1,437
Heating
- Heating features: Other,Hot Water
Interior Area
- Total structure area: 1,437
- Total interior livable area: 1,437 sqft
Kitchen
- Area: 209
- Dimensions: 9.5 x 22.0
Living Room
- Area: 340
- Dimensions: 20.0 x 17.0
Primary Bedroom
- Area: 182
- Dimensions: 13.0 x 14.0
Property
Details
- Parcel number: 640510279002000016
- Special condition: Standard,None
Features
- Levels: One
- Pool features: None
- Patio & porch: Front Porch
- Exterior features: Other
- Fencing: Partial
- Has view: Yes
- View description: Other
Lot
- Lot size: 2.50 Acres
- Features: Other
Parking
- Total spaces: 1
- Parking features: Attached,Garage Faces Front,Driveway,Other,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $235 | $2,820 |
| Electricity | $184 | $2,212 |
| Total | $1,908 | $22,896 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $279,999 |
| 2026-01-12 | Price change | $290,000 |
| 2025-11-26 | Listed for sale | $300,000 |
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