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120 E Oak Hill Rd, Porter, IN, 46304

3beds
1baths
1,383sqft
$189,900
$137price/sqft
$1,406/moest. monthly cost
$56,240/yrincome needed

About This Home

PUBLISHED MINIMUM BID AUCTION. ONLINE BIDDING NOW OPEN! Take the opportunity to bid on this beautiful limestone ranch home that is located within minutes of everything Porter has to offer. Built in 1955 this custom home features 1383 square feet of finished space on the main floor with 3 bedrooms, 1 bath, screened in back porch, limestone fireplace and hardwood floors. The kitchen has been recently remodeled with new countertops, cabinets and stainless-steel appliances. Additionally, the bathroom has been updated with a new sink and glass shower. There is an additional 3/4 bathroom in the garage ready for the new owner to finish. The home also has a full 1383 square foot unfinished basement. Attached to the home is a two-car garage. For additional storage there is a detached 438 square foot garage in the backyard that also includes a backup generator. The home sets on a 0.948-acre double lot (two parcels) with many mature trees. Taxes 2025 Pay 2026: 3,174.22 (with exemptions).

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Chesterton Middle SchoolGrades 7-81.5 mi
9/10

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Gas Water Heater,Dishwasher
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Storage Space,Sump Pump,Interior Entry

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Eat-in Kitchen,Entrance Foyer
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,383

Heating

  • Heating features: Hot Water,Natural Gas

Interior Area

  • Total structure area: 1,383
  • Total interior livable area: 1,383 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 16.0 x 14.0

Living Room

  • Level: Main
  • Area: 352
  • Dimensions: 22.0 x 16.0

Other

  • Level: Main
  • Area: 136
  • Dimensions: 17.0 x 8.0

Primary Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 14.0 x 10.0

Property

Details

  • Parcel number: 640325154007000026
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Screened,Rear Porch
  • Exterior features: Private Yard,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.95 Acres
  • Features: Back Yard,Wooded,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Kitchen Level,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$91$1,092
Property Taxes $171$2,052
Electricity $184$2,212
Total$1,406$16,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,205/yr
40% on housing$42,180/yr
45% on housing$37,493/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$177
Porter County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$189,900
2026-07-14Listed for sale$189,900

For Sale by Agent

AgentJay Mayden
BrokerageKraft Real Estate Services, LL

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