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1035 Kilarney Rd, Chesterton, IN, 46304

4beds
5baths
4,299sqft
$869,900
$202price/sqft
$6,020/moest. monthly cost
$240,800/yrincome needed

About This Home

Within the gated Sand Creek community, this beautiful custom residence blends timeless architecture with thoughtfully curated designer updates, creating a home that is both elegant and inviting. Rich hardwood flooring, extensive millwork, designer selected custom lighting, and refined finishes elevate every space while offering exceptional comfort. At the heart of the home, the fully renovated kitchen showcases custom cabinetry, quartz countertops, a designer tile backsplash, stainless steel appliances, combination microwave and double wall ovens, gas cooktop, and kitchen island. It flows seamlessly into the breakfast area, sunroom, formal dining room, and great room featuring exposed wood beams, custom built-ins, and a striking floor-to-ceiling stone fireplace, creating an open concept feel. The main-level primary suite is a true retreat with private access to the expansive deck and a stunning spa-inspired bath featuring a steam shower, oversized tile, dual sink vanity, premium fixtures, and an oversized walk-in shower with multiple shower heads along with a custom designed closet. Upstairs offers three spacious bedrooms, two full baths, and a large bonus room ideal for a home office or flexible living space. The finished daylight basement is designed for entertaining with a spacious family room, stone fireplace, custom wet bar, recreation area, full bath, and abundant storage. Outdoor living is equally impressive with an expansive deck, screened gazebo, hot tub, paver patio, mature landscaping, and irrigation system, creating a private setting for entertaining or relaxing. Additional highlights include finished three-car garage with custom storage and the close proximity to easily join Sand Creek Country Club for its exceptional amenities, including championship golf, swimming, fitness, tennis, dining, and year-round social events. Thoughtfully updated, timeless design and modern luxury, this exceptional home offers a lifestyle at an exceptional value!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
9/10

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Washer,Refrigerator,Other,Microwave,Dishwasher,Disposal,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Sump Pump,Partially Finished,Full,Daylight

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedroom3

  • Level: Upper
  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 600
  • Dimensions: 30.0 x 20.0

Bonus Room

  • Level: Main
  • Area: 140
  • Dimensions: 14.0 x 10.0

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15.0 x 12.0

Features

  • Entrance Foyer,Walk-In Closet(s),Wet Bar,Vaulted Ceiling(s),Other,Kitchen Island
  • Window features: Blinds
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Gas
  • Fireplace: Yes
  • Finished area above ground: 2,923

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 4,299
  • Total interior livable area: 4,299 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 20.0 x 12.0

Living Room

  • Level: Main
  • Area: 285
  • Dimensions: 19.0 x 15.0

Other

  • Level: Upper
  • Area: 315
  • Dimensions: 21.0 x 15.0

Primary Bedroom

  • Level: Main
  • Area: 234
  • Dimensions: 18.0 x 13.0

Property

Details

  • Parcel number: 640707251001000007
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch,Patio,Front Porch,Deck
  • Exterior features: Fire Pit,Private Yard,Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Private,Paved,Landscaped,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,398$52,776
Home Insurance *$419$5,028
Property Taxes $809$9,708
Electricity $394$4,729
Total$6,020$72,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,400/yr
40% on housing$180,600/yr
45% on housing$160,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$174
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$869,900
2009-12-29Sold$490,000
2009-08-29Price change$549,000
2009-03-20Price change$589,000
2008-07-31Listed for sale$599,000
2007-05-04Sold$489,900
2007-02-09Sold$486,540

For Sale by Agent

AgentStefanie Neal
BrokerageBHHS Indiana Realty

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